WIN TEAM Advisory Services (WTAS) was established on April 25, 2001 and has been in business continuously thereafter. WTAS offers specially tailored advisory services to individuals preparing for and throughout their golden years. While all types of clients are welcomed with open arms, WTAS prides itself in striving to aid the diligent client who looks to achieve financial security after a lifetime of hard work. With our customized asset allocation and sector rotation strategies combined with choosing investment products of the highest regard, we believe we offer our clients the peace of mind they seek in placing their livelihood with us. We take into account our clients’ investment goals and needs when recommending any advisory product or service and will gather personal information in order to help select such products or services. The information requested/collected may include:  Investing experience  Liquidity requirements  Retirement goals  Current financial situation and future needs  Annual income  Ability to withstand loss of principal  Ability to withstand market fluctuations Clients should contact their Advisory Representative any time the above information changes so he/she can review existing accounts to see if any changes need to be made. Principal Officers WTAS’ Principal Owner is David W. Crist. David has worked in the financial service industry since 1985. Advisory Activities I. Financial Planning Services WTAS may conduct consultations, for a fee, with clients who require a financial plan. Recommendations on life, disability, and long-term care insurance, investment needs, retirement income, and estate planning may be provided based on individual client objectives; clients may elect a comprehensive financial plan or individual components as needed. II. Asset Management Services

WTAS may provide, in varying degrees, Investment Supervisory Services or Asset Management Services as determined by the client’s needs. Investment Supervisory Services include providing continuous investment advice to a client or making investments for the client based on the individual needs of the client while Management Services include portfolio management in which the Advisor usually does not consider the overall financial circumstances of the client before purchasing or selling a security, rather focusing on meeting the client’s specific investment objectives. Advisory Representatives may create customized asset allocation models and utilize sector rotation strategies based on current market conditions and their future expectations. Sectors and commodities may be added and removed as deemed necessary, in accordance with our economic outlook and investment philosophy. Selection of asset classes or sectors and commodities is not a perfect science and performance is not guaranteed. Assets Under Management: As of 12/31/2022 WTAS had assets under management totaling $117,044,438.00; of which $40,220,958.00 is managed on a discretionary basis through the Advisory Representative’s affiliation with J.W. Cole Advisors, Inc. and $76,823,481.00 is managed on a limited-discretionary basis. Discretionary authority allows Advisory Representatives of WTAS, through their affiliation with J.W. Cole Advisors, Inc. to determine the types of securities to buy, sell, or hold, the amounts of said securities to buy, sell, or hold and the timing of such execution. Limited-discretionary authority allows Advisory Representatives of WTAS to select securities from a list of options made available by the custodian(s) chosen by the client and WTAS. WTAS will also determine the amount to buy, sell, or hold and the timing of such execution.