Coastal Bridge Advisors provides financial planning, consulting, and wealth management services to its clients. Coastal Bridge Advisors provides close consultation and consideration of its clients’ goals and risk tolerance before reaching a mutual decision with the client on how best to seek to build and preserve their wealth. Coastal Bridge Advisors follows a rigorous and disciplined process and seeks to leverage high-quality investment products and providers to create a diversified portfolio aimed at meeting its clients’ objectives. Coastal Bridge Advisors is results focused. The Firm’s goal-based investment planning process is designed to deal with significant events in its clients’ lives and in the external environment. As conditions change, Coastal Bridge Advisors will implement mid-course corrections with the goal of keeping its clients on-track. Coastal Bridge Advisors has been in business since December 2009. As of December 31, 2023, Coastal Bridge Advisors had $2,814,677,305 in assets under management, of which $2,783,196,006 was managed on a discretionary basis and $31,481,299 was managed on a non-discretionary basis. Prior to engaging Coastal Bridge Advisors to provide any of the foregoing investment advisory services, the client is required to enter into one or more written agreements with Coastal Bridge Advisors setting forth the terms and conditions under which Coastal Bridge Advisors renders its services (collectively the “Agreement”). This disclosure brochure describes the business of Coastal Bridge Advisors. Certain sections will also describe the activities of Supervised Persons. Supervised Persons are any of Coastal Bridge Advisors’ officers, partners, directors (or other persons occupying a similar status or performing similar functions), or employees, or any other person who provides investment advice on Coastal Bridge Advisors’ behalf and is subject to Coastal Bridge Advisors’ supervision or control. Principal Ownership Coastal Bridge Advisors is part of the Focus Financial Partners, LLC (“Focus LLC”) partnership. Specifically, Coastal Bridge Advisors is a wholly-owned indirect subsidiary of Focus LLC. Ferdinand FFP Acquisition, LLC is the sole managing member of Focus LLC. Ultimate governance of Focus LLC is conducted through the board of directors at Ferdinand FFP Ultimate Holdings, LP. Focus LLC is majority-owned, indirectly and collectively, by investment vehicles affiliated with Clayton, Dubilier & Rice, LLC (“CD&R”). Investment vehicles affiliated with Stone Point Capital LLC (“Stone Point”) are indirect owners of Focus LLC. Because Coastal Bridge Advisors is an indirect, wholly-owned subsidiary of Focus LLC, CD&R and Stone Point investment vehicles are indirect owners of Coastal Bridge Advisors. Focus LLC also owns other registered investment advisers, broker-dealers, pension consultants, insurance firms, business managers and other firms (the “Focus Partners”), most of which provide wealth management, benefit consulting and investment consulting services to individuals, families, employers, and institutions. Some Focus Partners also manage or advise limited partnerships, private funds, or investment companies as disclosed on their respective Form ADVs. Coastal Bridge Advisors is managed by Kevin Burns, William Loftus, James Pratt-Heaney and Jeffrey Fuhrman ("Coastal Bridge Advisors Principals"), pursuant to a management agreement between Partner Wealth Management, LLC and Coastal Bridge Advisors, LLC. The Coastal Bridge Advisors Principals serve as officers of Coastal Bridge Advisors and are responsible for the management, supervision and oversight of the Firm. Financial Planning and Consulting Services Coastal Bridge Advisors can provide its clients with a broad range of comprehensive financial planning and consulting services. These services can include, but are not limited to, cash flow analysis, retirement, education, business planning, investments, insurance, and tax needs of the client. Additionally, through Financial Institutions (as defined below), Coastal Bridge Advisors provides margin loans, collateralized loans against a client’s holdings and access to residential mortgages. The Firm’s financial planning and consulting services can be included as part of Coastal Bridge Advisors’ overall investment management services (described below). Coastal Bridge Advisors may recommend the services of itself, and/or other professionals to implement its recommendations. Clients are advised that a conflict of interest exists if Coastal Bridge Advisors recommends its own services. The client is under no obligation to act upon any of the recommendations made by Coastal Bridge Advisors under a financial planning or consulting engagement or to engage the services of any such recommended professional, including Coastal Bridge Advisors itself. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any of Coastal Bridge Advisors’ recommendations. Clients are advised that it remains their responsibility to promptly notify Coastal Bridge Advisors if there is ever any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising Coastal Bridge Advisors’ previous recommendations and/or services. Investment Management Services As detailed in Item 8, Coastal Bridge Advisors provides investment management services to its clients. Coastal Bridge Advisors allocates a majority of client investment management assets among Independent Managers (as defined below) in accordance with their stated investment objectives. In addition, Coastal Bridge Advisors also recommends that certain eligible clients invest in privately placed securities, which can include debt, equity and/or interests in pooled investment vehicles (e.g., hedge funds). Coastal Bridge Advisors also allocates a portion of client assets to the Coastal Bridge Advisors Wrap Fee Program (the “Wrap Program”), a wrap fee program. A complete description of the Wrap Program’s terms and conditions (including fees) are contained in the Wrap Program’s wrap fee brochure. We implement investment advice on behalf of certain clients in held-away accounts that are maintained at independent third-party custodians. These held-away accounts are often 401(k) accounts, 529 plans and other assets that are not held at our primary custodian(s). The order management system that we use for some held-away accounts is provided by Pontera Solutions, Inc. We review, monitor, and manage those held-away accounts in an integrated way with client accounts held at our primary custodian(s). Further information about this service is available in Item 5. Where appropriate, the Firm also provides advice about

any type of legacy position or other investment held in client portfolios, however, clients should not assume that these assets are being continuously monitored or otherwise advised on by the Firm unless specifically agreed upon. Clients can engage Coastal Bridge Advisors to manage and/or advise on certain investment products that are not maintained at their primary custodian, such as variable life insurance and annuity contracts and assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, Coastal Bridge Advisors directs or recommends the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company or the custodian designated by the product’s provider. Coastal Bridge Advisors tailors its advisory services to meet the needs of its individual clients and seeks to ensure, on a continuous basis, that client portfolios are managed in a manner consistent with those needs and objectives. Coastal Bridge Advisors consults with clients on an initial and ongoing basis to assess their specific risk tolerance, time horizon, liquidity constraints and other related factors relevant to the management of their portfolios. Clients are advised to promptly notify Coastal Bridge Advisors if there are changes in their financial situation or if they wish to place any limitations on the management of their portfolios. Clients can impose reasonable restrictions or mandates on the management of their accounts if Coastal Bridge Advisors determines, in its sole discretion, the conditions would not materially impact the performance of a management strategy or prove overly burdensome to the Firm’s management efforts. As a fiduciary, we have duties of care and of loyalty to you and are subject to obligations imposed on us by the federal and state securities laws. As a result, you have certain rights that you cannot waive or limit by contract. Nothing in our agreement with you should be interpreted as a limitation of our obligations under the federal and state securities laws or as a waiver of any unwaivable rights you possess. Use of Independent Managers As mentioned above, Coastal Bridge Advisors recommends that most clients authorize the active discretionary management of a portion of their assets by and/or among certain independent investment managers (“Independent Managers”), based upon the stated investment objectives of the client. The terms and conditions under which the client engages the Independent Managers are set forth in a written agreement between Coastal Bridge Advisors and the designated Independent Managers or wrap sponsor (such as Envestnet Inc.). For certain Independent Managers, the specific terms and conditions may be set forth in a separate written agreement between the client and the Independent Manager. Coastal Bridge Advisors generally renders services to the client relative to the discretionary selection of Independent Managers. Coastal Bridge Advisors also monitors and reviews the account performance and the client’s investment objectives. Coastal Bridge Advisors receives an annual advisory fee which is based upon a percentage of the market value of the assets being managed by the designated Independent Managers. When selecting an Independent Manager for a client, Coastal Bridge Advisors reviews information about the Independent Manager such as its disclosure statement and/or material supplied by the Independent Manager or independent third parties for a description of the Independent Manager’s investment strategies past performance and risk results to the extent available. Factors that Coastal Bridge Advisors considers in recommending an Independent Manager include the client’s stated investment objectives, management style, performance, reputation, financial strength, reporting, pricing, and research. The investment management fees charged by the designated Independent Managers, together with the fees charged by the corresponding designated broker-dealer/custodian of the client’s assets, are exclusive of, and in addition to, Coastal Bridge Advisors’ investment advisory fee. In addition to Coastal Bridge Advisors’ written disclosure statement, the client also receives the written disclosure statement of the designated Independent Managers. Certain Independent Managers can impose more restrictive account requirements and varying billing practices than Coastal Bridge Advisors. In such instances, Coastal Bridge Advisors can alter its corresponding account requirements and/or billing practices to accommodate those of the Independent Managers. Subadvisory Arrangement Coastal Bridge Advisors is a subadviser of Fergus Reinsurance Limited (“Fergus” or the “Fund”), a Bermuda-based reinsurance company. Depending on our clients’ investment objectives and risk tolerance and their eligibility to invest in Fergus, we will recommend Fergus to our clients as a way to diversify their portfolios. See Items 5 and 10 for additional information. Advice to Retirement Plan Participants Coastal Bridge Advisors is a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”) with respect to investment management services and investment advice provided to ERISA plans and ERISA plan participants. Coastal Bridge Advisors is also a fiduciary under section 4975 of the Internal Revenue Code of 1986, as amended (the “IRC”) with respect to investment management services and investment advice provided to individual retirement accounts (“IRAs”), ERISA plans, and ERISA plan participants. As such, Coastal Bridge Advisors is subject to specific duties and obligations under ERISA and the IRC, as applicable, that include, among other things, prohibited transaction rules which are intended to prohibit fiduciaries from acting on conflicts of interest. When a fiduciary gives advice, the fiduciary must either avoid certain conflicts of interest or rely upon an applicable prohibited transaction exemption (a “PTE”). Retirement Plan Consulting Services Coastal Bridge Advisors provides various consulting services to qualified employee benefit plans and their fiduciaries. This suite of institutional services is designed to assist plan sponsors in structuring, managing and optimizing their corporate retirement plans. Each engagement is individually negotiated and customized, and includes any or all of the following services: Plan Design and Strategy; Plan Review and Evaluation; Executive Planning & Benefits; Investment Selection; Plan Fee and Cost Analysis; Plan Committee Consultation; Fiduciary and Compliance; and Participant Education.