Pollock Investment Advisors, LLC PIA may also provide a service of evaluating and recommending select investments in private funds to those clients for whom it believes the offering may be suitable. Adviser will establish general parameters of risk tolerance, liquidity, and asset allocation to determine suitability. In general, Adviser will only recommend these investments to clients who meet the SEC definition of an “accredited investor” and/or “qualified client”, pursuant to the specifics of each individual private offering.” Additionally, PIA may provide advice on any type of investment held in a client portfolio, or any investment that a client may have interest in at a later date. PIA also offers financial planning services to some clients which complements their investment advisory service. Based on the needs of the client, financial planning services may include, but are not limited to the following: - Preparation of an investment policy statement to help identify client’s long-term goals, objectives, and risk tolerance. - Review of retirement savings, long-term spending, and cash flow projections. - Insurance review - Coordinating tax and estate planning with clients’ tax and legal advisors. We identify issues that need further professional input. - Generational wealth transfers - Charitable giving - College savings plans For certain assets custodied at SEI Private Trust Company, clients have the ability to obtain a securities-backed line of credit (“SBLOC”) through The Bancorp Bank, “The Lender”. The Bancorp Bank is not affiliated with PIA, SEI or any of its subsidiaries. Interested Clients will need to complete a loan application and loan agreement through The Bancorp Bank, and The Bancorp Bank will determine the Client’s eligible line of credit, subject to the lender’s eligibility requirements and terms and conditions. Client assets will continue to be custodied at SEI Private Trust Co. While client assets will be considered pledged as collateral for the loan, PIA may be able to continue to manage the assets consistent with the goals and objectives of the client. PIA will generally only recommend an SBLOC after careful consideration and review with the client. Each client has unique circumstances that will be evaluated on a case-by-case basis. By utilizing a SBLOC the client’s portfolio remains invested consistent with their objectives rather than changing the asset allocation to withdraw funds. The main risks to the client in establishing an SBLOC are: 1) a decline in the market value of the collateral assets, and 2) a default on the SBLOC. Depending on the specific event, clients could be subject to a limitation on the amount of available credit, be required to deposit additional assets, or make an immediate payment. In an extreme case of default, the forced liquidation of securities is also a possibility. This may have significant negative tax

ramifications for the client. PIA does not receive any fees or payments from the lender or SEI. If a client chooses to utilize a line of credit instead of selling securities, PIA may benefit by receiving an advisory fee on the greater total value of the securities, which is not reduced by any outstanding amounts on the line of credit. PIA does not render or provide tax or legal advice, nor do we receive any compensation from any clients’ tax or legal advisors. Prior to engaging the Registrant to provide investment advisory services, the client will be required to enter into one or more written agreements with the Registrant setting forth the terms and conditions under which the Registrant shall render its services (collectively the "Agreement"). In addition, the Registrant may only implement its investment management recommendations after the client has arranged for and furnished the Registrant with all information and authorization regarding accounts with appropriate financial institutions. All investment advisory services provided to clients are individually tailored to meet their objectives. At the onset of all client relationships, PIA evaluates factors that include but are not limited to, a client’s current and future income needs, their current tax bracket if applicable, their age and health as well as their ability to understand and identify risks. PIA may incorporate the use of questionnaires that help identify risk profiles and return objectives. Client goals and objectives are reviewed and updated, at least on an annual basis, with all clients. The Registrant's clients are advised to properly notify the Registrant if there are ever any changes in their personal or financial situation, their investment objectives, or if they wish to impose any reasonable restrictions on their account. PIA does not participate in any wrap fee programs. Assets Under Management As of December 31, 2023, PIA had $290,417,938 under management. The Registrant charges clients for investment advisory services as a percentage-based fee, dependent upon the value of the client's assets under management with the Registrant. For the percentage-based fee, the annual fee shall be prorated and charged monthly, in arrears, based upon the market value of the assets on the last day of the current month. The billable balance is based upon the custodian’s market value placed on the assets under management. In absence of a custodial value, PIA and client agree to seek the opinion of an unaffiliated third party. At the Registrant’s discretion, fees may be charged quarterly. The annual fee shall vary depending upon the market value of the assets under management, and any breakpoints. Generally, the Registrant's fee schedule is as follows: Assets Under Management Advisory Fees $0 - $3,000,0000 1.00% $3,000,000 - $5,000,000 .80% Over $5,000,000 .50%