A FSC is an independent investment advisory firm with its main office located in Fishkill, New York. We are registered with the SEC. We provide primarily fee-only investment supervisory, portfolio management, investment consulting and financial planning services to individuals, businesses, qualified retirement plans (e.g. 401(k), Profit Sharing, Defined Benefit) and non-qualified plans (e.g. Deferred Compensation), trusts, estates, and charitable organizations. The firm has been in business since 2010 and is managed by James Comblo, Managing Member and Chief Compliance Officer. Our investment advisory services are coordinated through our Investment Advisor Representatives who assess each client’s individual financial goals. Our approach uses broadly diversified portfolios and a systematic strategy to manage investments. We follow strict fiduciary standards, putting our clients’ interests before our own and seeking to avoid conflicts of interest with our clients. We are compensated only by our clients for our advisory services. B, C Through our Investment Advisor Representative, we help clients coordinate and prioritize their financial lives with all aspects of their life goals. Integrating investments across all individual retirement accounts, taxable accounts, and employee retirement accounts is crucial to the process. Client input and involvement are critical parts of the financial planning process and implementation of investment decisions. After client assets are invested, we continuously monitor their investments and provide advice related to ongoing financial and investment needs. We generally have discretionary authority over client funds. Discretionary authority means we have the authority to determine, without obtaining specific Client consent, the securities bought or sold and the amount of securities bought or sold. The only restrictions on the above discretionary authority are those set by the Client on a case by case basis. Discretionary authority allows us to act on behalf of the Client in most matters necessary or incidental to the handling of the account, including monitoring certain assets, without

the Client’s prior approval. Advice and services are tailored to the stated objectives of the Client(s). Our Investment Advisor Representatives discuss with the client in detail critically important information such as the Client’s risk tolerance, time horizon, and projected future needs, to formulate an investment policy. This policy guides us in objectively and suitably managing the Client’s account. Our Investment Advisor Representatives meet with clients as needed to review portfolio performance, discuss current issues, and re-assess goals and plans. Our approach uses broadly diversified portfolios and a systematic strategy to manage investments. Our investment recommendations generally include mutual funds, exchange-traded funds, and exchange- listed equity securities. We may also recommend certificates of deposit, municipal securities, U.S. government securities and money market funds when suitable and appropriate for a Client’s particular situation. If clients hold other types of investments, we will advise them on those investments also. Clients may impose restrictions on investing in certain securities or types of securities. We consider such restrictions when preparing the Investment Policy Statement. See Item 8 for a description of our investment strategy. Part 2A - 5 Our firm also provides educational workshops and seminars for investors and the general public. The purpose of these workshops and seminars is to promote greater awareness of various financial topics, including but not limited to, tax and estate planning and money management, and to market FSC’s advisory services. The investment information provided as part of this service is not intended to meet the objectives or needs of each individual client. We follow strict fiduciary standards, putting our clients’ interests before our own and seeking to avoid conflicts of interest with our clients. We are compensated only by our clients. D We do not manage Wrap Fee programs. E We manage $248,663,333 of client assets on a discretionary basis and $0 on a non-discretionary basis. This amount was calculated as of December 31, 2023.