Guidance Investment Advisors, LLC (“GIA”) is an independent, fee-based, SEC Registered Investment Adviser (RIA) firm. SEC Registration does not imply any level of skill or training. GIA was founded in August 2010, to act as a dedicated Investment Adviser firm for Guidance Wealth, LLC (GW). Guidance Wealth is a wealth management and financial services firm founded in 2009 and operates as a DBA for Guidance Investment Advisors, LLC. John McSorley is the principal owner of GIA and he is also an investment adviser representative for the company. GIA specializes in managing financial assets for individuals, families, estates, trusts, and group retirement plans. GIA is primarily focused on the selection and monitoring of specific non-proprietary investments, then using these investments inside a set of actively managed portfolio models. Advisory services are typically performed in exchange for a fee which is calculated as a percentage of assets managed (see item 5 for details on our fees). At GIA, our overarching desire is to have a continued working relationship with our clients. We are aware that many people are hesitant to engage the services of an investment advisor merely on the recommendation of another person. We also understand that no one wants to be charged for an initial consultation only to find out they may not need our assistance. Similarly, we have no desire to enter into an advisory agreement unless there is a good working relationship between the parties and our services can be beneficial to the client. For these reasons, we offer the initial consultation without obligation and at no charge. This approach provides the potential client and GIA an opportunity to address any questions prior to entering into any contractual arrangement. Each client has different objectives and desires, which are determined during the initial consultation,

and reaffirmed periodically. Clients determine the level of risk they are willing to take with their assets and their estimated time horizon. The term “time horizon” refers to the amount of time clients feel they have before they think they will start spending the assets in their account, whether it be for their own retirement or some other financial objective. Investment Advisory Services GIA provides discretionary portfolio management and retirement plan consulting services. Nondiscretionary portfolio management is available on a case-by-case basis for retirement plans as well as for some private clients under special circumstances. Portfolio Management. GIA offers active money management services for individuals, high net worth individuals, families, corporations and not-for-profits, employer-sponsored pensions and qualified plans, trusts and foundations. Investment Philosophy. We believe strong long-term investment results and the accumulation of wealth are achieved through the compounding of reasonable gains and risk management. We believe that if we can mitigate the major market cycle downturns and capture sizeable portions of major market up-trends we should not only protect client assets, but the long-term value of those assets should grow over time. Investment Strategy. We employ a flexible investment strategy with the freedom to invest in all asset classes. We combine fundamental and technical analysis in seeking to profit from market trends, biases and the future expectations of companies, industries, regions and countries. We use a variety of mutual funds or exchange traded funds, stocks, bonds, commodities, as well as separate account managers in the management of client assets. We primarily use mutual funds in most of our investment strategies. Our driving objectives in investment strategies are diversification, discipline and consistent favorable and competitive returns.