IFG Advisors, LLC (CRD # 172329) (IFG) is registered as an investment adviser with the Securities Exchange Commission. IFG is based in Missouri and is organized as a limited liability company under the laws of the State of Missouri. The firm was formed in 2006, has been registered as a registered investment adviser since 2014, and currently has 5 employees. IFG’s principal office and place of business is located at 10560 Old Olive Street Road, Suite 250, St. Louis, MO 63141. Regular business hours are Monday through Friday by appointment. The firm can be contacted at its primary office by phone at (314) 569-0500 and by fax at (314) 569-0573. The firm also has an investment adviser representative located in Colorado who can be reached at (203) 668-3090. W. Ted Isaacs is the owner and President of the firm, and Judith A. Isaacs currently serves as the Chief Compliance Officer. IFG provides ongoing discretionary and non-discretionary portfolio management services to individuals, families and businesses. When providing portfolio management services, the firm not only makes recommendations related to investments, but also implements these recommendations and provides ongoing monitoring and reporting. Clients may elect to give the firm discretion to make all decisions (discretionary management), or may prefer to approve all decisions before implementation (non discretionary management). IFG also provides ongoing investment advisory services to individuals, families and businesses where the firm makes ongoing investment recommendations but the client is responsible for determining whether or not to implement recommendations, and if they decide to do so, are responsible for actual implementation. Additionally, the firm provides project oriented and ongoing financial planning services to individuals and families where the firm offers advice or other strategic assistance in areas such as education funding, retirement planning, estate planning, risk management, employee benefits planning, tax planning, etc. When engaged to provide financial planning assistance, clients are responsible for determining whether or not to implement a recommendation, and if they decide to do so, are responsible for actual implementation. The actual details of an engagement vary on a case by case basis depending on the complexity of

the client’s financial situation. Generally however, an engagement involves identification of goals and objectives, collection and analysis of data, formulation of a strategy, and preparation of a written plan. IFG also provides retirement plan services to businesses which may include plan level services such as discretionary management services, non-discretionary management services, and investment advisory services related to different types of retirement plans. When providing management services, the firm is responsible for implementing recommendations. When the firm is providing advisory services, the client is responsible for implementation of recommendations. Regardless of the services provided, each is tailored to the individual needs of a particular client (whether an individual, a family, or a business) through an assessment conducted prior to an engagement. Clients may impose restrictions related to the level of discretion granted, the types of investments used, etc. Terms of an actual engagement, including description of service, limitations and restrictions, fees, etc., are all detailed before any engagement begins in a written client agreement. Because IFG is a registered investment adviser, we are required to meet certain fiduciary standards when providing investment advice to clients. Additionally, when we provide investment advice related to a retirement plan account or an individual retirement account, we are considered fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. As such, we are required to act in your best interest and not put our interest ahead of yours, even though our compensation creates some conflicts with your interests in that the more you have us manage, the more we can earn. Our clients however are under no obligation to use services recommended by our associated persons. Furthermore, we believe that our recommendations are in the best interests of our clients and are consistent with our clients’ needs. The firm does not provide a “wrap fee” program. As of 12/31/2023, IFG managed $554,000,000 in assets, $537,000,000 of which was managed on a discretionary basis and $17,000,000 of which was managed on a non- discretionary basis.