Firm Description Hixon Zuercher, LLC dba Hixon Zuercher Capital Management was founded in 2002. HZCM offers Investment Supervisory Services to clients which are tailored to their individual circumstances. The firm reviews client's assets (sometimes in conjunction with other services offered by the firm) and makes recommendations based upon client's individual needs and objectives. Clients are not required to utilize other services of the firm. HZCM is strictly a fee-only investment management firm. The firm does not sell annuities, insurance, stocks, bonds, mutual funds, limited partnerships, or other commissioned products. The firm is not affiliated with entities that sell financial products or securities. No commissions in any form are accepted. No finder’s fees are accepted. HZCM may directly or indirectly compensate for client referrals. From time to time, HZCM enters into written agreements with unrelated third parties ("promoters") to use its best efforts on behalf of HZCM to solicit and refer as clients those individuals or entities which it believes are suitable and appropriate for the advisory services provided by HZCM. These agreements typically provide for a percentage of the fees collected by HZCM to be paid to the promoters from those advisory clients who became clients as a result of the promoter's efforts. Subject to existing federal and state securities laws and regulations, promoters receive such fees on a fully vested basis, so long as the client's advisory agreement remains in effect. Generally, HZCM does not charge clients introduced by such promoters any higher fee or additional amounts than what it would charge a new client that comes directly to HZCM without the benefit of a promoter. Such agreements are usually for an unspecified duration and are terminable upon notice. Investment advice is an integral part of financial planning. Therefore, HZCM may advise clients regarding cash flow, college planning, retirement planning, and estate planning. Clients, in consultation with HZCM, choose the investment strategy(ies) the firm is to employ. Most strategies primarily invest in mutual funds. However, in some circumstances, HZCM employs strategies that invest primarily in individual stocks, bonds, or Exchange Traded Fund (ETF) securities. HZCM does not act as a qualified custodian of client assets. The client always maintains asset control. HZCM places trades for clients under a limited power of attorney. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) are engaged directly by the client on an as-needed basis. Conflicts of interest will be disclosed to the client in the unlikely event they should occur. The initial meeting, which may be by telephone, is free of charge and is considered an exploratory interview to determine the extent to which our services may be beneficial to the client. Principal Owners Anthony J. Hixon and Joshua W. Robb are members of Hixon Zuercher, LLC dba Hixon Zuercher Capital Management. Types of Advisory Services Hixon Zuercher, LLC dba Hixon Zuercher Capital Management provides investment supervisory services, also known as asset management services; furnishes investment advice through consultations; issues special reports about securities; and issues, charts, graphs, formulas, or other devices which clients may use to evaluate securities. On an occasional basis, HZCM furnishes advice to clients on matters not involving securities, such as financial planning matters. As of 12/31/2022, HZCM manages approximately $281.87 Million in assets on a discretionary basis and $13.83 Million on a non-discretionary basis. Tailored Relationships The goals and objectives for each client are documented in our client relationship management system. In addition to an exploratory discussion of a client’s investment goals and objectives a risk tolerance questionnaire is completed by the client that helps us choose the investment strategy that best reflects the stated goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. Types of Agreements The following agreements define the typical client relationships. Financial Planning Agreement A financial plan is designed to help the client with all aspects of

financial planning without ongoing investment management after the financial plan is completed. The financial plan may include, but is not limited to: a net worth statement; a cash flow statement; a review of investment accounts, including reviewing asset allocation and providing repositioning recommendations; a review of retirement accounts and plans including recommendations; a review of insurance policies and recommendations for changes, if necessary; one or more retirement scenarios; estate planning review and recommendations; and education planning with funding recommendations. Detailed investment advice and specific recommendations are provided as part of a financial plan. Implementation of the recommendations is at the discretion of the client. The fee for a financial plan is hourly, and may be in addition to the Investment Management Fee, unless otherwise agreed upon. Investment Advisory Agreement Most clients choose to have HZCM manage their assets in order to obtain ongoing in-depth advice and life planning. Client’s financial affairs are reviewed, often including those of their children. Realistic and measurable goals are set and objectives to reach those goals are defined. As goals and objectives change over time, suggestions are made and implemented on an ongoing basis. The scope of work and fee for an Investment Advisory Agreement is provided to the client in writing prior to the start of the relationship. Although the Investment Advisory Agreement is an ongoing agreement, the length of service to the client is at the client’s discretion. The client or the investment manager may terminate an Agreement by written notice to the other party. At termination, fees will be billed on a pro rata basis for the portion of the quarter completed. The portfolio value at the completion of the prior full billing quarter is used as the basis for the fee computation, adjusted for the number of days during the billing quarter prior to termination. Retainer Agreement In some circumstances, a Retainer Agreement is executed in lieu of an Investment Advisory Agreement when it is more appropriate to work on a fixed-fee basis. The annual fee for a Retainer Agreement is determined by the amount of work involved in the project. Hourly Planning Engagements HZCM provides hourly planning services for clients who need advice on a limited scope of work. The hourly rate for limited scope engagements is $150. Life Coaching Engagements HZCM has engaged a Life Coach to host workshops and/or private coaching for non-financial life decisions. Workshops are offered to individuals for $149 or $249 for couples. Private coaching sessions are offered for $150 per hour. Life Coaching services are offered to the general public. Asset Management Assets are invested primarily in no-load mutual funds, stocks and exchange-traded funds, usually through discount brokers or fund companies. Fund companies charge each fund shareholder an investment management fee that is disclosed in the fund prospectus. Discount brokerages may charge a transaction fee for the purchase of some funds. Stocks and bonds may be purchased or sold through a brokerage account when appropriate. The brokerage firm charges a fee for stock and bond trades. HZCM does not receive any compensation, in any form, from fund companies. Investments may also include: equities (stocks), warrants, corporate debt securities, commercial paper, certificates of deposit, municipal securities, investment company securities (mutual funds shares), U. S. government securities, options contracts, futures contracts, and interests in partnerships. Initial public offerings (IPOs) are not available through HZCM. Termination of Agreement A Client may terminate any of the aforementioned agreements at any time by notifying HZCM in writing and paying the rate for the time spent on the investment advisory engagement prior to notification of termination. If the client made an advance payment, HZCM will refund any unearned portion of the advance payment. HZCM may terminate any of the aforementioned agreements at any time by notifying the client in writing. If the client made an advance payment, HZCM will refund any unearned portion of the advance payment.