RTW Financial Advisors, Inc. is a SEC-registered investment advisor with its principal place of business located in Texas. RTW Financial Advisors, Inc. began conducting business in 1990. Listed below are the firm's principal shareholders (i.e., those individuals and/or entities controlling 25% or more of this company):
• Morris C. Williams, Chairman, Treasurer
• Peter H. Roe, President, Secretary RTW Financial Advisors, Inc. offers the following advisory services to our clients: 1) INDIVIDUAL PORTFOLIO MANAGEMENT Our firm provides continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client's particular circumstances are established, we create and manage a client’s portfolio based on those goals and objectives. During our data-gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client's prior investment history, as well as family composition and background. We manage these advisory accounts on a discretionary or non-discretionary basis. Account supervision is guided by the client's stated objectives, recommended asset allocation, risk tolerance, income needs, and tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Our investment recommendations are not limited to any specific product or service offered by a broker- dealer or insurance company and will generally include advice regarding the following securities:
• Exchange-listed securities
• Securities traded over-the-counter
• Certificates of deposit
• Municipal securities
• Mutual fund shares
• United States governmental securities
• Options contracts on securities Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity, and suitability. On occasion, we may recommend a third party private account manager. AMOUNT OF MANAGED ASSETS As of 12/31/2023, we were actively managing $442,159,825 of clients' assets on a discretionary basis plus $29,886,669 of clients' assets on a non-discretionary basis. 2) FINANCIAL PLANNING We provide financial planning services. Financial planning is a comprehensive evaluation of a client’s current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Through the financial planning process, all questions, information and analysis are considered as they can impact and are effected by the entire financial and life situation of the client. Clients purchasing this service receive a written

report which provides the client with a detailed financial plan designed to assist the client achieve his/her financial goals and objectives. In general, the financial plan can address any or all of the following areas:
• PERSONAL: We review family records, budgeting, personal liability, estate information and financial goals.
• TAX & CASH FLOW: We analyze the client’s income tax, spending, and planning for past, current and future years; then illustrate the impact of various investments on the client's current income tax and future tax liability.
• INVESTMENTS: We analyze investment alternatives and their effect on the client's portfolio.
• INSURANCE: We review existing policies to ensure proper coverage for life, health, disability, long- term care, liability, home, and automobile.
• RETIREMENT: We analyze current strategies and investment plans to help the client achieve his or her retirement goals.
• DEATH & DISABILITY: We review the client’s cash needs at death, income needs of surviving dependents, estate planning, and disability income.
• ESTATE: We assist the client in assessing and developing long-term strategies, including, as appropriate, living trusts, wills, review estate tax projections, powers of attorney, asset protection plans, nursing homes, Medicare, and elder law. We gather required information through in-depth personal interviews and written data requests. Information gathered includes the client's current financial status, tax status, future goals, rate of return objectives, and attitudes towards risk. We carefully review documents supplied by the client, including a questionnaire completed by the client, and prepare a written report. Should the client choose to implement any recommendations contained in the plan, we suggest the client work closely with his/her attorney, accountant, insurance agent, stockbroker, and/or investment advisor. Implementation of the financial plan recommendations is entirely at the client's discretion. RTW is ready to assist with implementation and ongoing management as the investment advisor. 3) PERFORMANCE MEASUREMENT/PRESENTATION We provide performance measurements to individuals, families, and family offices. We work with our clients to quantify all investments, categorize them by asset class, and obtain necessary data to provide performance measurement by individual investment, asset class, family entity/member, and in its entirety. 4) FAMILY OFFICE OPERATIONS In addition to family office support, we also serve as the Chief Investment Officer of the family office. In addition to providing all services referenced in “Performance Measurement/Presentation,” we will also work with the client in a “financial planning” capacity in order to develop an asset allocation. Once the asset allocation is selected, we will accept responsibility for implementation of the asset allocation.