A. OWNERSHIP/ADVISORY HISTORY Paul J. McCoy (“Mr. McCoy”) and Suzanne McCoy are the owners of Total Wealth Advisors, LLC (“TWA”). TWA was originally established as a Minnesota limited liability company in July 2012. It became registered as a Minnesota investment adviser in August of 2012. In May of 2021 it was subsequently registered the U.S. Securities and Exchange Commission. B. ADVISORY SERVICES OFFERED Prior to the Adviser-Client relationship, TWA may offer a complimentary general consultation to discuss services available, to give a prospective client time to review services desired, and to determine the possibility of a potential relationship. Investment advisory services begin only after the client and firm formalize the relationship with a properly executed client Agreement. After engaging TWA, the client will be asked to share in a data gathering and discovery process in an effort to determine the client’s stated needs, goals, intentions, time horizons, risk tolerance and investment objectives, based upon information provided by the client and the nature of services requested. TWA offers the following services: i. FINANCIAL PLANNING SERVICES TWA offers clients traditional financial planning services to evaluate their financial situation, goals and risk tolerance. Through a series of personal interviews and/or the use of questionnaires TWA collects pertinent data, identify goals, objectives, financial problems and their potential solutions, prepare specific recommendations and implement recommendations. As a result of these actions, TWA’s advice may be provided on financial and cash management, risk management, estate planning, tax issues, retirement planning, educational funding, goal setting, or other needs as identified by the client and the firm. TWA may offer comprehensive planning services, or the client may desire advice on certain planning components; the firm can tailor services as desired by the client. At the conclusion of the Financial Planning Service TWA will present the client with a written financial plan. In addition to traditional financial planning services, TWA offers a monthly subscription based financial planning service that allows clients to take control of their whole financial life to

ensure that they are online to achieve their financial goals. With this service, clients will be able to tap the expertise of an experienced CFP® while still maintaining the flexibility that a monthly subscription offers. TWA approaches new engagements with a consultative process. This allows TWA to have an open dialogue in which TWA learns about all client’s values and goals while working with them to tailor a plan to help achieve them. TWA’s CFP® meets with clients for an initial Discovery Conversation at no cost. This can either be in person or virtually. TWA will review the client’s goals, objectives, employer benefits, existing investments, and debt obligation. TWA’s CFP will then create a customized financial plan for the client. TWA will meet regularly with the client to help ensure that he/she is on track to fulfill his/her values, achieve their goals, and answer any questions along the way. Total Wealth Advisors, LLC Page 5 ADV Part 2A – 3/26/2024 ii. PORTFOLIO MANAGEMENT SERVICES TWA primarily provides discretionary portfolio management services through its wrap fee program. Total Wealth Advisors, LLC (“TWA”) works with each client to determine his/her objectives, time frame, risk parameters and other investment considerations. Once these are determined TWA recommends a blend of our proprietary portfolios. The portfolios include Capital Preservation I, Capital Preservation II, Balanced I, Balanced II, Total Return I, Total Return II, Capital Growth I, Capital Growth II, and Equity Growth. C. TAILORED SERVICES TWA offers individualized investment advice to clients using its Financial Planning Services. With TWA’s Portfolio Management Services, it usually does not allow clients to impose restrictions on investing in certain securities or types of securities due to the level of difficulty this would entail in managing their account. In the rare instance that TWA would allow restrictions, they must be presented in writing at the time the client’s account is opened. D. WRAP PROGRAM TWA participates in a Wrap Fee Program. Please see TWA’s Appendix 1 (Wrap Fee Brochure) for additional information. E. CLIENT ASSETS MANAGED As of March 26, 2024, TWA manages $90,680,971 in discretionary assets.