Axiom Advisory, LLC (“Advisor”) is a fee-only registered investment adviser. Advisor specializes in providing holistic financial planning, financial consulting, and investment advisory services to individuals and families. Advisor is owned and operated by Michael P. Skolnick, CPA/PFS, who established his registered investment advisory business in 2010 as a sole proprietorship doing business as Axiom Advisory Services. In August 2014, the firm was reorganized as a limited liability company by the name of Axiom Advisory, LLC. Specifically, Axiom Advisory, LLC distinguishes itself from traditional investment advisory firms by providing services to meet your investment needs, as well as tax planning, estate planning, risk management, retirement planning, and business development needs. As of December 31, 2022, we manage $178,640,140 on a discretionary basis and $155,680 on a non- discretionary basis. Advisor, as an SEC-Registered Investment Adviser, shall recommend appropriate investments and make trades of recommended securities in brokerage accounts for which the Client has provided Advisor with trading authority. Such trades shall only be made with the Client’s authorization on a discretionary basis. Advisor does not sell insurance or investment products and does not accept commissions as a result of any product recommendations. Advisor does not pay referral or finder's fees, nor does it accept such fees from other firms. Advisor provides the following three types of services: 1. Open Retainer: An Open Retainer provides holistic/comprehensive investment management and financial planning for a fixed fee over the course of one year. Clients will have no limit of scheduled meetings during the Initial Year and Renewal Years (see below). The number of meetings will depend on their individual situation. Services provided may include, but are not limited to: inventory of assets, analysis of financial goals, portfolio analysis, no-load mutual fund recommendations, portfolio implementation, development of an asset allocation strategy, rebalancing if necessary, tax preparation, tax planning, insurance review, retirement planning and estate plan reviews. Initial Year of Open Retainer - Scheduled meeting topics are listed below. Advisor will schedule meetings to cover those topics relevant to you, such as: - Goal and Budget - Inventory of client assets - Portfolio analysis - Recommend investments - Trade implementation - Develop asset allocation strategies - Tax preparation - Tax planning - Budgeting and cash flow - Retirement planning - Estate planning review - Small business planning - Insurance analysis - Education planning - Analysis of employee benefits Renewal Years of Open Retainer - Typical Scheduled Meetings - Tax planning & Tax preparation - Goal and

Budget - Investment review/update - Rebalancing of assets - Financial planning and/or any financial services as requested or needed by client. 2. Investment Management As part of our Investment Management service clients will be provided asset management. As part of this service our firm conducts client meetings to understand their current financial situation, existing resources, financial goals, and tolerance for risk. Based on what is learned, an investment approach is presented to the client, consisting of individual stocks, bonds, ETFs, options, mutual funds and other public and private securities or investments. Once the appropriate portfolio has been determined, portfolios are continuously and regularly monitored, and if necessary, rebalanced based upon the client’s individual needs, stated goals and objectives. 3. Online Investment Management Service: Only for clients currently on an existing Online Investment Management Service agreement, we provide online investment management that produces portfolio recommendations, including asset allocations, purchase or sale of security recommendation in a particular asset class and ongoing rebalancing guidance. Our online program gathers information about the client’s financial situation, goals, risk tolerance and investment preference. Client will then be required to link advisory account(s) for a portfolio analysis to determine a recommended asset allocation plan. To access the website, client will register online and link either their entire portfolio or choose specific advisory accounts (“Chosen Accounts”) for which recommendations are to be produced. Please note that this service is not offered to new clients. For additional information, please see Item 5 of this Brochure. 4. Hourly Services: If an Open Retainer relationship is not desired or practical, Hourly services are also offered. Hourly services are narrower in scope and usually focus on one or more of the following areas: goal setting, asset/liability analysis, tax planning, cash flow management, investment review, retirement planning, risk management, estate planning and record keeping. The service includes various client consultations as well as written and/or oral recommendations resulting from such consultations. The Hourly Service does not constitute a comprehensive financial planning engagement and follow-up advice and/or implementation assistance is not provided following the completion of the project. Additionally, tax return preparation is not automatically included with the Hourly Service, but may be purchased as a separate service, at the client’s request, for an additional fee. If a client wishes to upgrade to the Open Retainer option, they may receive credit toward Open Retainer fees for all amounts paid under Hourly Service agreement for the past six months.