Complete Advisors is a new investment advisor firm formed in 2019 and is registered with the U.S. Securities and Exchange Commission since March 2020. The principal owners of the firm are Evan M. Levine, Co-Owner and Chief Compliance Officer, and Nainesh A. Shah, Co-Owner. Advisory Services Complete Advisors’ (“Advisor”) principal service is providing fee-based investment advisory services. The Advisor practices custom management of portfolios, on a discretionary basis, according to the client’s objectives. The advisor’s primary approach is to design portfolios that provide investors with sufficient confidence in reaching their stated goals. A strategic, not tactical, approached is employed. Generally, changes are made to the portfolio if an investment vehicle is discovered that better represents a broad asset class - or offers the same representation at a lower cost. Changes also may occur if an investors overall financial situation and/or goals & objectives change. Rebalancing occurs when there is significant drift from the original allocation targets. Changes are rarely based on anticipating the short-term direction of the markets or economy. The Advisor may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position(s) in the portfolio, change in risk tolerance of client, or any risk deemed unacceptable for the client’s risk tolerance. The Advisor may use exchange listed securities, over-the-counter securities, foreign securities, warrants, corporate debt securities, CDs, variable life insurance, variable annuities, municipal securities, mutual funds, United States government securities, and options on securities to accomplish this objective. Advisor measures and selects mutual funds, ETF’s and separate accounts based on tracking error relative to the index and expenses. Qualified Retirement Plan Consulting Services Complete Advisors provides services to qualified retirement plans either as a 3(21) limited scope fiduciary or 3(38) full scope fiduciary, including employee communication and education programs, and the investment selection and monitoring process, including its investment policy statement, hereinafter referred to as the “IPS”. With regard to the IPS, the Advisor will assist the Plan Sponsor in adopting a suitable IPS, amending it from time to time, and will provide information and recommendations, consistent with the IPS, to aid the Plan Sponsor in selecting and monitoring investments offered to Participants in the Plan. The Advisor's roles and actions in fulfilling all responsibilities pertaining to qualified plan services shall not include those of the Plan's Trustee, and will be performed solely at the direction of the Plan Sponsor, its authorized officers, employees and/or agents. At no time will the Advisor accept, maintain possession of, or have custodial responsibility for, the Plan's assets. The Advisor will not conduct or effect the purchase or sale of any assets of the Plan on behalf of the Plan Sponsor or Plan Participants. As part of its services to the Plan, the Advisor will provide investment education to Plan Participants, but will not provide specific investment advice to any Participant, person or entity related to the Plan other than the Plan Sponsor, except where

the Participant, person or entity is separately an advisory client of the Advisor. Communicational and educational activities in which the Advisor engages related to Participants in the Plan shall be solely at the direction of the Plan Sponsor, and shall not be represented by the Advisor or Plan Sponsor as investment, tax or legal advice. The Advisor is not licensed to provide, shall not provide, nor be construed to provide, the services of an attorney or accountant. Selection of Other Advisors Complete Advisors may recommend and refer clients to unaffiliated strategists and money managers or investment advisors through Managed Account programs sponsored by a third-party provider. In these arrangements, the Client will then enter into a program and investment advisory agreement with the program sponsor and sub-advisors. Complete Advisors will assist and advise the Client in establishing investment objectives for the sub-advisors and continue to provide oversight of the Client account and ongoing monitoring of the activities of the sub- advisors. The sub-advisors will develop an investment strategy to meet those objectives by identifying appropriate investments and monitoring such investments. In consideration for such services, the program sponsor will charge a program fee that includes the investment advisory fee of the sub-advisors, the administration of the program and trading, clearance and settlement costs. The program sponsor will add Complete Advisors’ investment advisory fee (described below in the answer to Item 5) and will deduct the overall fee from the Client account quarterly in advance based on the fair market value at the end of the preceding quarter. The Client, prior to entering into an agreement with a Managed Account program sponsored by a third-party provider, will be provided with the program sponsor's Brochure that makes the appropriate disclosures. In addition, Complete Advisors and its Client will agree in writing that the selected program sponsor will manage the Client's account on a discretionary basis. Financial Planning Complete Advisors provides Financial Planning services. The Advisor's Financial Planning services may include recommendations for portfolio customization based on their client's investment objectives, goals and financial situation. Financial planning services will also include: Preparation of family balance sheet and income statement, Monte Carlo style analysis, Overall asset allocation assessment, Insurance and estate planning review as well as Social security and Medicare consulting with 3rd party specialists. Business Consulting Services The Advisor also provides non-investment related business consulting services to small businesses on topics including business valuations, strategy, and operational effectiveness. Complete Advisors will tailor its advisory services to its client’s individual needs based on meetings and conversations with the client. If clients wish to impose certain restrictions on investing in certain securities or types of securities, the Advisor will address those restrictions with the client to have a clear understanding of the client’s requirements. Complete Advisors does not provide portfolio management services to wrap fee programs. As of December 31, 2023, Complete Advisors had $54,527,000 in discretionary and $20,954,000 in non-discretionary client assets under management.