Item 5 Additional Compensation ...........................................................................................................18 Item 6 Supervision ......................................................................................................................................18 Supervised Person Brochure .......................................................................................................... 19 Part 2B of Form ADV .......................................................................................................................... 19 Matthew Scott Coakley CFP ® ................................................................................................................19 Brochure Supplement (Part 2B of Form ADV) .......................................................................... 20 Matthew Scott Coakley CFP® .................................................................................................................20 Item 2 Educational Background and Business Standards ...........................................................20 Professional Certifications .......................................................................................................................20 Item 3 Disciplinary Information ............................................................................................................21 Item 5 Additional Compensation ...........................................................................................................21 Item 6 Supervision ......................................................................................................................................21 v Supervised Person Brochure .......................................................................................................... 22 Part 2B of Form ADV .......................................................................................................................... 22 Joe Edgar Young, Jr., ChFC ........................................................................................................................22 Brochure Supplement (Part 2B of Form ADV) .......................................................................... 23 Joe Edgar Young, Jr., ChFC ........................................................................................................................23 Item 2 Educational Background and Business Standards ...........................................................23 Professional Certifications .......................................................................................................................23 Item 3 Disciplinary Information ............................................................................................................24 Item 5 Additional Compensation ...........................................................................................................24 Item 6 Supervision ......................................................................................................................................24 Firm Description Waypoint Strategic Advisors, LLC (“WSA”) was founded in 2010 by Joe Young, Jr. and Richard Coakley. Types of Advisory Services ASSET MANAGEMENT WSA offers discretionary and non-discretionary asset management services to advisory clients. WSA will work with the client to determine the client’s investment objectives and investor risk profile and will design a written investment policy statement. WSA uses investment objectives and investor risk software to evaluate alternative portfolio designs. WSA evaluates the client’s existing investments with respect to the client’s investment policy statement. WSA works with new client to develop a plan to transition for moving from the client’s existing portfolio to the desired portfolio. WSA will then continuously monitor the client’s portfolio holdings and the overall asset allocation strategy. Discretionary When the Client provides WSA discretionary authority the Client will sign a limited trading authorization or equivalent. WSA will have the authority to execute transactions in the account without seeking Client approval on each transaction. Non-Discretionary When the Client elects to use WSA on a non-discretionary basis, WSA will determine the securities to be bought or sold and the amount of the securities to be bought or sold. However, WSA will obtain prior Client approval on each and every transaction before executing any transaction. WSA will typically create a portfolio of no-load mutual funds and may use model portfolios if the models match the client’s investment policy. WSA will allocate the client’s assets among various investments taking into consideration the overall management style selected by the client. WSA primarily recommends portfolios consisting of mutual funds offered by Dimensional Fund Advisors (DFA). DFA sponsored mutual funds follow a passive asset class investment philosophy with low holdings turnover. Consequently, the DFA fund fees are generally lower than other fees and expenses charged by other types of funds. Client portfolios may also include some individual equity securities. In addition to managing the client’s investment portfolio, WSA may consult with clients on various financial areas including income and estate tax planning, business sale structures, college financial planning, retirement planning, insurance analysis, personal cash flow analysis, establishment and design of retirement plans and trust designs, among other things. ERISA PLAN SERVICES WSA provides service to qualified retirement plans including 401(k) plans, 403(b) plans, pension and profit-sharing plans, cash balance plans, and deferred compensation plans. WSA may act as either a 3(21) or 3(38) advisor: Limited Scope ERISA 3(21) Fiduciary. WSA may serve as a limited scope ERISA 3(21) fiduciary that can advise, help and assist plan sponsors with their investment decisions. As an investment advisor WSA has

a fiduciary duty to act in the best interest of the Client. The plan sponsor is still ultimately responsible for the decisions made in their plan, though using WSA can help the plan sponsor delegate liability by following a diligent process. 1. Fiduciary Services are:
• Provide investment advice to the Client about asset classes and investment alternatives available for the Plan in accordance with the Plan’s investment policies and objectives. Client will make the final decision regarding the initial selection, retention, removal and addition of investment options. WSA acknowledges that it is a fiduciary as defined in ERISA section 3 (21) (A) (ii).
• Assist the Client in the development of an investment policy statement (“IPS”). The IPS establishes the investment policies and objectives for the Plan. Client shall have the ultimate responsibility and authority to establish such policies and objectives and to adopt and amend the IPS.
• Provide investment advice to the Plan Sponsor with respect to the selection of a qualified default investment alternative for participants who are automatically enrolled in the Plan or who have otherwise failed to make investment elections. The Client retains the sole responsibility to provide all notices to the Plan participants required under ERISA Section 404(c) (5) and 404(a)-5.
• Assist in monitoring investment options by preparing periodic investment reports that document investment performance, consistency of fund management and conformance to the guidelines set forth in the IPS and make recommendations to maintain, remove or replace investment options.
• Meet with Client on a periodic basis to discuss the reports and the investment recommendations. 2. Non-fiduciary Services are:
• Assist in the education of Plan participants about general investment information and the investment alternatives available to them under the Plan. Client understands WSA’s assistance in education of the Plan participants shall be consistent with and within the scope of the Department of Labor’s definition of investment education (Department of Labor Interpretive Bulletin 96-1). As such, WSA is not providing fiduciary advice as defined by ERISA 3(21)(A)(ii) to the Plan participants. WSA will not provide investment advice concerning the prudence of any investment option or combination of investment options for a particular participant or beneficiary under the Plan.
• Assist in the group enrollment meetings designed to increase retirement plan participation among the employees and investment and financial understanding by the employees. WSA may provide these services or, alternatively, may arrange for the Plan’s other providers to offer these services, as agreed upon between WSA and Client. 3. WSA has no responsibility to provide services related to the following types of assets (“Excluded Assets”):
• Employer securities;
• Real estate (except for real estate funds or publicly traded REITs);
• Stock brokerage accounts or mutual fund windows;
• Participant loans;
• Non-publicly traded partnership interests;
• Other non-publicly traded securities or property (other than collective trusts and similar vehicles); or
• Other hard-to-value or illiquid securities or property. Excluded Assets will not be included in calculation of Fees paid to WSA on the ERISA Agreement. Specific services will be outlined in detail to each plan in the 408(b)2 disclosure. ERISA 3(38) Investment Manager. WSA can also act as an ERISA 3(38) Investment Manager in which it has discretionary management and control of a given retirement plan’s assets. WSA would then become solely responsible and liable for the selection, monitoring and replacement of the plan’s investment options. 1. Fiduciary Services are:
• WSA has discretionary authority and will make the final decision regarding the initial selection, retention, removal and addition of investment options in accordance with the Plan’s investment policies and objectives.
• Assist the Client with the selection of a broad range of investment options consistent with ERISA Section 404(c) and the regulations thereunder.
• Assist the Client in the development of an investment policy statement (“IPS”). The IPS establishes the investment policies and objectives for the Plan.
• Provide discretionary investment advice to the Plan Sponsor with respect to the selection of a qualified default investment alternative for participants who are automatically enrolled in the Plan or who have otherwise failed to make investment elections. The Client retains the sole responsibility to provide all notices to the Plan participants required under ERISA Section 404(c) (5). 2. Non-fiduciary Services are:
• Assist in the education of Plan participants about general investment information and the investment alternatives available to them under the Plan. Client understands the WSA’s assistance in education of the Plan participants shall be consistent with and within the scope of the Department of Labor’s definition of investment education (Department of Labor Interpretive Bulletin 96-1). As such, the WSA is not providing fiduciary advice as defined by ERISA to the Plan participants. WSA will not provide investment advice concerning the prudence of any investment option or combination of investment options for a particular participant or beneficiary under the Plan.
• Assist in the group enrollment meetings designed to increase retirement plan participation among the employees and investment and financial understanding by the employees. WSA may provide these services or, alternatively, may arrange for the Plan’s other providers to offer these services, as agreed upon between WSA and Client. 3. WSA has no responsibility to provide services related to the following types of assets (“Excluded Assets”):
• Employer securities;
• Real estate (except for real estate funds or publicly traded REITs);
• Stock brokerage accounts or mutual fund windows;
• Participant loans;
• Non-publicly traded partnership interests;
• Other non-publicly traded securities or property (other than collective trusts and similar vehicles); or
• Other hard-to-value or illiquid securities or property. Excluded Assets will not be included in calculation of Fees paid to the Adviser on the ERISA Agreement. Specific services will be outlined in detail to each plan in the 408(b)2 disclosure. FINANCIAL PLANNING AND CONSULTING Financial planning clients receive a one-time review of those topics agreed upon between the parties. Additional reviews may be requested. WSA also provides advice in the form of financial planning advice. These services are typically offered prior to an engagement for investment management services. Financial planning services may address any of all of the following areas of concern:
• PERSONAL: Family records, budgeting, personal liability, estate information and financial goals.
• TAX & CASH FLOW: Income tax and spending analysis and planning for past, current and future years.
• DEATH & DISABLILTY: Cash needs at death, income needs of surviving dependents, estate planning and disability income analysis.
• RETIREMENT: Analysis of current strategies and investment plans to help the client achieve his or her retirement goals.
• INVESTMENTS: Analysis of investment alternatives and their effect on a client’s portfolio. Client Tailored Services and Client Imposed Restrictions The goals and objectives for each client are documented in our client files. Investment strategies are created that reflect the stated goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without written client consent. Wrap Fee Programs WSA does not participate in wrap fee programs. Client Assets under Management As of December 31, 2022, WSA had $114,900,000 in client assets under management on a non-discretionary basis and $0 on a discretionary basis.