A. Description of the Advisory Firm Conservest Capital Advisors, Inc. was founded in April, 1993, by Bruce E. Kardon, our current President and Chief Investment Officer, as a boutique investment advisory and financial planning firm to offer advisory services on a fee-only basis. B. Types of Advisory Services Investment services include, but are not limited to, the following: (i) interpreting investment objectives and risk tolerance; (ii) asset selection and allocation; (iii) organizing, administering to and regular monitoring of portfolio assets; (iv) developing and documenting an individualized investment policy and investment strategy; and (v) managing the investment process. We offer ongoing portfolio management services based on individual goals, objectives, time horizon, and unique risk-return characteristics of each client. We believe that preserving and growing capital requires developing an individually customized and managed portfolio for each client. Our investment approach requires careful and constant consideration of returns and risks in a myriad of capital markets simultaneously. We create an Investment Strategy for each client that outlines an investment strategy matching each client's specific situation and provides a personalized approach to preserve and grow their capital. Prior to the creation of a customized and detailed Investment Policy Statement, we conduct an extensive interview. This interview is not a standard questionnaire but an intensive process to obtain background information both personal and financial. We believe it is important to understand a client thoroughly prior to developing a customized response because no two clients are the same. The interview process results in the development of a customized, detailed Investment Strategy for each client that includes: client background, portfolio constraints, tax issues, outside investment analysis, specific investment recommendations and expected risk and return expectations. This initial blueprint presents the client’s financial situation and objectives from which an asset allocation strategy is designed and implemented. We adapt the strategy both to changes in client objectives and circumstances as well as changes in the financial and economic landscape. We also discuss outside business and real estate assets with our clients as well as tax projections and tax and estate implications of our investment decisions. At our discretion, and under certain circumstances or criteria, we create an abbreviated Investment Policy Statement for our clients instead of a comprehensive, customized policy. We utilize this type of Investment Policy Statement for certain clients for specific reasons which include, but are not limited to, a client’s request, portfolio size, account composition and cost effectiveness. During the investment policy process, we look closely at historical returns from a variety of capital markets to determine the most suitable asset allocation in each client’s account. We then select the most appropriate investment vehicles in each market in accordance with our asset allocation decisions. We are not limited in terms of investments and we allocate our

client portfolios among various asset classes. This serves to both diversify assets we manage and to achieve diversification within the context of the client’s total wealth holdings, including business and real estate assets. We focus on maintaining on-going communications with our clients, discussing many issues involving investment policy and strategy. In addition, we provide quarterly reports with in-depth analysis, which include performance of various segments of the investment portfolio over a variety of time intervals, performance measured against comparative indices, asset allocation and reconciliation, cash flow review, and an inventory of investment holdings. Finally, ongoing investment policy and strategy are often discussed with our clients. Retirement Rollovers: A client or prospective client leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). When Conservest provides rollover advice to a client or prospect regarding a retirement plan account or individual retirement account, Conservest is acting as a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. If Conservest recommends that a client roll over their retirement plan assets or transfer an IRA into an account to be managed by Conservest, and Conservest may earn an advisory fee on the rolled over assets, that recommendation creates a conflict of interest. Accordingly, Conservest operates under a special rule that requires Conservest to act in the client’s or prospects’ best interest and not put Conservest’s interest ahead of the client’s or prospects. No client is under any obligation to roll over retirement plan assets or transfer IRA assets to an account managed by Conservest. Conservest’s President, Bruce Kardon, remains available to address any questions that a client or prospective client may have regarding the conflict of interest presented by such rollover recommendation. C. Client Tailored Services and Client Imposed Restrictions We offer the same services to all clients. Clients may impose restrictions on investing in certain securities or types of securities. Upon request, we will work with clients to accommodate client specific restrictions on the investments or investment strategy we select. D. Wrap Fee Programs Conservest Capital Advisors does not participate in wrap fee programs. E. Assets Under Management As of December 31, 2023, we had the following assets under management: Assets Number of Clients Discretionary $ 1,696,549,903 289 Non-discretionary None None Total $1,696,549,903 289 In addition, we have $ 14,777,989 in assets under advisement, to which we provide advice and guidance to a number of our clients