This section of the brochure tells you about our business, including ownership, and a description of the services we offer. Compak Asset Management, Inc. is referred to in this document as “Compak Asset Management,” “Compak,” “the Company,” “us,” “we,” or “our.” In this document we refer to current and prospective clients of Compak Asset Management as “you,” “client,” or “your.” Compak Asset Management is a California corporation formed in 1999 and is owned by its principals, Moeez Ansari and Feroz Ansari. Compak Asset Management is headquartered in Newport Beach, CA and has an office located in Scottsdale, AZ. Arizona Office: 8865 E. Bell Road, Suite 201 Scottsdale, AZ 85260 Phone: 800-388-9700 Types of Advisory Services Investment Supervisory Services Compak Asset Management, through its investment committee, provides asset management services on a continuous and ongoing basis guided by the individual needs of the client. Clients receiving this service will enter into a written Investment Advisory Agreement describing the service and detailing the applicable fees. Using the information provided by you, our investment advice is tailored to your individual situation. We regularly inquire about, and you are responsible for providing, information about your investment goals, time horizon, and risk tolerance. These investment supervisory services are generally not provided to all your holdings or net worth but rather only to assets specifically designated by you and agreed to by us as managed assets. Investment Advisory clients are offered Financial Planning services with no additional fees. We generally offer our investment supervisory services to clients who place assets with a value of at least $150,000 under our management. In a managed account, we select from different asset allocation models to manage your assets in accordance with your goals, objectives, and instructions. We may accept accounts smaller than $150,000 at our sole discretion. Retirement Investors When Compak recommends that you rollover retirement assets or transfer existing retirement assets (such as a 401(k) or an IRA) to our management, Compak has a conflict of interest. This is because Compak will generally earn additional revenue when Compak manages more assets. In making the recommendation, however, Compak does so only after determining that the recommendation is in your best interest. As a registered investment adviser, we have a fiduciary obligation to all of our clients. If you are a “Retirement Investor,” this section also applies. “Retirement Investor” is defined as (1) a participant or beneficiary of a Plan with authority to direct the investment of assets in his or her account or to take a distribution, (2) the beneficial owner of an IRA acting on behalf of the IRA, or (3) a fiduciary of a Plan or an IRA. A “Plan” is defined as any employee benefit plan described in ERISA section 3(3) and any plan described in Internal Revenue Code section 4975(e)(1)(A). An IRA is defined as any plan that is an account or annuity described in the other parts of section 4975(e)(1): Paragraphs 4975(e)(1)(B) through (F). Compak acknowledges we are a "fiduciary" under ERISA or the Internal Revenue Code, or both, with respect to our investment advisory recommendations and discretionary asset management services provided to Retirement Investors under the investment management agreement. Satisfaction Guarantee New clients entering into a managed account agreement with us will be provided a satisfaction guarantee for the first twelve (12) months from the date of signing a management agreement with us. Our satisfaction guarantee provides that during the first twelve (12) months from the date of opening your account, you will be permitted to obtain a refund of all management and maintenance fees paid to us for any reason, including but not limited to, dissatisfaction with our: (i) financial planning, (ii) investment performance, (iii) LIVE360 life satisfaction program, (iv) back office operations or (v) frequency of communications concerning your account. You need not give any reason or justification for a refund request. Simply put, if you are not satisfied during the first twelve (12) months of our business relationship, Compak will refund all management and maintenance fees you have paid to us within thirty (30) days of any such request. The refund can be provided as a credit to your account, or a check paid directly to you. In the case of qualified accounts, a refund will be provided through a check paid directly to you. Additional details on refunds that will be made under the Satisfaction Guarantee appear in item 5, below. This satisfaction guarantee does not and cannot provide any assurances about account performance, as all investing involves some degree of risk and we are unable to guarantee any level of success. For those clients who do request a refund of management and maintenance fees we anticipate it will be their preference to move their account to another investment adviser of his or her choice. If the request for a refund of management and maintenance fees relates to other than investment performance, Compak reserves the right in some instances to discuss the possibility of remaining a client under our fee structure set forth herein. Under all circumstances there will be no termination fees paid by a client due to the exercise of a satisfaction guarantee. Compak also reserves the right to terminate its satisfaction guarantee program on thirty (30) days’ written notice. All clients eligible for the satisfaction guarantee at the time of termination of the satisfaction guarantee program will be provided the full twelve (12) month decision period for electing a refund of management fees. For purposes of the satisfaction guarantee we consider a new client to be any person or entity that has never maintained an account with us and who places assets with us to manage, the source of which originates from other than a current Compak account. We do not consider group retirement plan participants as having a direct relationship with us and thus any such plan participants who open a new account with us will be eligible for our satisfaction guarantee. Because we provide a twelve month “Satisfaction Guarantee” to new clients where we will refund our fees if a new client is dissatisfied for any reason with our services, we have a financial incentive to assure clients are satisfied with our services for the first twelve months. This satisfaction guarantee

relating only to new clients in the first twelve months creates an incentive to favor a new client over an existing client should a situation arise where a product, service, or opportunity cannot be provided to all of our clients simultaneously. We recognize this conflict and strive to treat all of our clients equally. Financial Planning Clients who enter into an Investment Advisory agreement are offered financial planning services and financial plans at no additional cost. Some clients (who are not Investment Advisory clients) are provided with a written financial plan, subject to a separate agreement or engagement letter and the payment of financial planning fees. If you receive a written plan, it makes an attempt to provide you with an estimate of future growth in your net-worth and income. All tax sensitive reports are provided to you as estimates of future income and estate tax liabilities. These tax sensitive reports are based on current federal and applicable state laws regarding taxation. Federal and State Tax Laws are subject to change and interpretation. All reports, financial statement projections, tax liability estimates, and analysis are intended exclusively for your use in developing and implementing your financial plan. In view of this limited purpose, un-audited data is collected and used to produce your financial plan, therefore, any report, financial statement or analysis is to be considered un-audited as well. Accordingly, you should understand that such financial statements cannot be used as a representation of wealth, to obtain credit, or for any other purpose, other than developing a financial plan. The assumptions used in the financial plan are based on information provided and/or reviewed by the client. Any inaccurate information provided by the client of any facts or assumptions used in the financial plan will make the results and our recommendations inaccurate. Compak Asset Management will not audit (examine), review or compile such statements and accordingly, Compak Asset Management will not express an opinion or other form of assurance on these financial statements, including the reasonableness of assumptions and other data on which any financial statements or projections are based. There will be differences between projected estimates and the actual results of a financial plan, because events and circumstances frequently do not occur as expected. Investment returns in particular are most volatile and the probability of estimates coming close to actual results decline with a reduction in the investment-holding period. Compak Asset Management does not in any way represent or infer that the investment returns will be similar to estimates projected in your financial plan. The estimates are based on historical returns and Compak’s analysis of the various asset classes, and the past performance of these asset classes does not guarantee that future results of these asset classes or your investments will be similar. Compak Asset Management uses a proactive investment strategy; therefore, the actual returns of your portfolio will differ from the financial plan projections. The financial plan is highly dependent on certain economic assumptions about the future. Therefore, the client should establish familiarity with historical data regarding key assumptions such as inflation and investment rates of return, as well as, an understanding of how significantly these assumptions affect the results of our analyses. We will not express any assurance as to the accuracy or reasonableness of your specific data and your assumptions. As your fiduciary, we will attempt to use reasonable assumptions if we prepare a financial plan for you. The financial plan assumptions and reports are primarily a tool to alert clients to certain possibilities. The reports are not intended to, nor do they provide any guaranty about future events including an individual’s investment returns. The implementation of the plan is solely your responsibility. The financial plans provided for some of our clients do not address all potential aspects of financial planning. Typically, our plans address retirement planning, college funding, and estate planning. Risk management issues such as life, health, disability, and long-term care insurance are not always addressed in every financial plan, and you are encouraged to ask specifically about these issues. Our financial plans are not intended to, nor should they be considered to be advice about law or your legal rights and responsibilities, accounting or tax planning, the avoidance of tax penalties or interest or preparation of your tax return. You are encouraged to seek competent legal and tax advice before implementing any recommendation made in a written financial plan prepared by us. Types of Investments Used We consider many different types of securities when formulating the investment advice we give to you. If you come to us with existing investments, we evaluate them with respect to your financial goals, risk tolerance, and investment time horizon. Depending upon your situation, your account(s) managed by us might contain mutual funds, individual stocks, corporate and/or government bonds, or exchange traded funds (“ETFs”), and structured notes. Recommendations of structured notes will be on a Non-Discretionary basis and will require client approval before any transaction (purchase or sale) will be made. In some situations, we might recommend that insurance and/or limited options strategies, be part of your investment portfolio. Depending on the clients’ overall portfolio and financial goals, we might recommend alternative investments through 3rd party managers for clients who meet suitability guidelines (e.g. “accredited investor” or “qualified purchaser”) which include factors such as risk tolerance, goals, objectives, net worth, and available investable assets. Tailored Services and Investment Restrictions We attempt to tailor your investment portfolio to your situation as you have described it to us. This is why it is so important that you let us know about changes to your financial situation, goals, or investment time horizon. You may impose restrictions on investing in certain securities or types of securities. You must clearly identify these restrictions in writing to us. Assets Under Management As of December 31, 2023, Compak Asset Management manages approximately $1,044,435,468 of client assets, on a discretionary basis, and approximately $34,296,164 on a non-discretionary basis.