5th Street Advisors is an investment adviser providing financial planning, consulting, and investment management services. The firm has been in business since August 9, 2006. Cesar G. Manent, Abelardo S. Curdumi, and Shane D. Pendley are the owners. As of December 31, 2023, 5th Street had $ 462,607,033 of assets under management, including $305,944,170 of discretionary assets and $156,662,862 of non-discretionary assets. Prior to engaging 5th Street’s services, clients are required to enter into one or more written agreements with firm setting forth the terms and conditions under which 5th Street renders its services (collectively the “Agreement”). This disclosure brochure describes the business of 5th Street. Certain sections will also describe the activities of Supervised Persons. Supervised Persons are any of 5th Street’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), employees or any other person who provides investment advice on 5th Street’s behalf and is subject to 5th Street’s supervision or control. Investment Management Services Clients can engage 5th Street to manage all or a portion of their assets on a discretionary or non- discretionary basis. Under a discretionary investment advisory agreement, 5th Street takes on full responsibility for the ongoing management of a client’s investments, in accordance with the client’s investment needs. The client’s assets are custodied in accounts with a third-party Financial Institution, typically Fidelity or Schwab, and 5th Street is granted a limited power of attorney with trading authority to buy, sell and otherwise effect investment transactions related to the account. 5th Street may also render non-discretionary investment management services for client assets held outside of the firm’s primary third-party custodians (“held away assets”) where the firm does not have discretionary trading authority, such as a client’s variable life/annuity products, individual employer-sponsored retirement plans, or other products. Non-discretionary advice, therefore, may include recommending the allocation of client assets among the various investment options that are available with the product, but never transacting. 5th Street tailors its advisory services to the individual needs of clients. 5th Street consults with clients initially and on an ongoing basis to determine risk tolerance, time horizon and other factors that impact the clients’ investment needs. 5th Street ensures that clients’ investments are suitable for their investment needs, goals, objectives and risk tolerance. Financial Planning Services Financial planning does not involve ongoing account management, but rather focuses on a client’s overall financial situation and encompasses a

range of financial topics that may include non- investment related matters. 5th Street provides both standalone financial planning services as well as consulting services to investment advisory clients as needed. Financial planning services typically involve an analysis of the client’s current financial situation and future goals or objectives, along with a recommendation of a course of action for achieving the goals and/or illustrations of potential outcomes. The firm is available to assist with implementing a plan, but the client is under no obligation to act upon any of the recommendations made by 5th Street under a financial planning or consulting engagement or to engage the services of any recommended professionals, including 5th Street itself. Consultations with existing investment management clients are less formal, and while they may include illustrative reports, they typically do not include written, narrative summaries or recommendations. In providing financial planning services, 5th Street relies on the information received from the client or from the client’s other professionals (e.g., attorney, accountant, etc.). It remains the client’s responsibility to promptly notify 5th Street if there is ever any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising 5th Street’s previous recommendations and/or services. Retirement Plan Consulting and Advisory Services 5th Street provides retirement plan consulting services to employer plan sponsors on an ongoing basis. Generally, such consulting services consist of assisting employer plan sponsors in establishing, monitoring and reviewing their company's participant directed defined contribution plans and/or non-participant directed defined benefit plans. As the needs of the plan sponsor dictate, our firm may assist with investment policy statements, ongoing investment recommendations/monitoring, performance reports, changes in investment options, 404(c), Qualified Default Investment Alternative (“QDIA”), service provider liaison, participation education services, participant enrollment, support and vendor analysis, benchmarking and/or fee identification. All retirement plan consulting services shall comply with the applicable laws regulating retirement consulting services. This applies to client accounts that are retirement or other employee benefit plans (“Plan”) governed by the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). If the client accounts are part of a Plan, and our firm accepts appointment to provide services to such accounts, our firm acknowledges its fiduciary status within the meaning of Section 3(21) or 3(38) of ERISA as designated by the Retirement Plan Consulting Agreement with respect to the provision of services described therein.