Miller Tabak Asset Management, LLC (hereinafter referred to as "MT Asset Management" or “MTAM”) is currently registered with the SEC as a Registered Investment Adviser with its principal office in Matawan NJ. Founded in 2008, MTAM provides investment advice and portfolio management services which may include, but are not limited to, the review of client investment objectives and goals, as well as recommending asset allocation strategies for managed assets among investment products, primarily municipal securities. Our investment advice is intended to meet our clients’ needs and investment objectives. Clients may impose restrictions on investing in certain securities or types of securities (such as a product type, specific municipalities, etc.) by providing a signed and dated written hard-copy notification or an e-mail notification. If a client chooses to notify MTAM of investment restrictions via e-mail, it must be understood that MTAM will not be held responsible for the terms of the notification until MTAM acknowledges receipt of the notification by e-mail to the client. This is to prevent miscommunication between the client and MTAM in an instance where an e-mail is either not received or is not seen by the staff of MTAM. Should there be an instance where MTAM makes a transaction that is in conflict with the client's revised investment restrictions prior to receiving said notification, the staff of MTAM will consult with the client to determine the best course of action. MTAM provides portfolio management for individuals, small businesses, and investment entities. MTAM provides investment advisory services through its Investment Advisory Representatives ("IAR"). Managed portfolios are available to both retail clients (for example, smaller accounts of individuals, IRAs, trusts and employee benefit plans) and institutional clients (for example, investment entities and foundations). In addition, portfolio managers will provide for the selection of specific securities to help meet the client’s stated investment objectives or identifying, evaluating, and hiring independent, unaffiliated money management firms on behalf of clients. MTAM acts as a sub-advisor,

also known as a Third Party Asset Money Manager (“TPAM”), to Advisors that select MTAM for its asset management services. In these instances, an Advisor selects MTAM to provide asset management services for its clients, and for this service the Advisor shares a portion of its stated fees with MTAM. The Advisor discloses a total stated advisory fee to their client, which is disclosed in the Advisor’s brochure, and the total fee is allocated between the Advisor and MTAM. The allocation depends on the negotiated agreement between the Advisor and MTAM. MTAM’s portion of the advisory fee may be lower when acting as a TPM for an Advisor than if a client worked directly with MTAM because the services MTAM provides as a TPM are limited in scope and do not include the entire realm of advisory services as provided to direct clients of MTAM. MTAM is subject to the rules and regulations of the SEC and any applicable state securities authority. Clients are advised to select their own custodians/broker dealers. Prospective clients are hereby advised that lower fees for comparable services may be available from other custodians. MTAM provides discretionary and non-discretionary investment advisory services to its clients- MTAM and its IAR, as appropriate, are responsible for the following:
• Performing due diligence
• Recommending strategic asset allocations
• Providing research on investment product options, as needed
• Obtaining an investment advisory contract from each client which identifies the client’s financial ability, risk tolerance and investment vehicle selection information for each new account
• Providing the Firm Brochure (this document) and any other required documents to client All employees of MTAM must comply with MTAM’s Code of Ethics (“COE”) which imposes restrictions on the purchase for, or sale of securities from their own accounts and the accounts of certain affiliated persons. Wrap Fee Programs We do not participate in any wrap fee program. As of March 31, 2024, MTAM managed $1,323,746,772.50 on a discretionary basis. We were not managing any client assets on a nondiscretionary basis.