R egency Wealth Management was founded in 2004 as Hudson Capital Management LLC and its principal owners are Andrew Aran, CFA, Timothy Parker, CFA, and Mark Reitsma, CFP®. We offer the services described below.
WEALTH MANAGEMENT SERVICES: Regency Wealth Management (hereinafter Regency) provides Wealth Management Services, a combination of Investment Advisory Services and Financial Planning Services described below. We typically work with clients having investible assets in excess of $1,000,000.
INVESTMENT ADVISORY SERVICES: Regency provides Investment Advisory Services, defined as giving continuous advice to a client or making investments for a client based on the individual needs of the client. Through personal discussions in which client attitude toward risk, and their particular goals and objectives are explored, Regency develops a personalized investment policy statement for that client. Regency then creates and manages an investment portfolio based on that policy. Regency may provide this service to individuals, pension and profit sharing plans, trusts, estates, foundations, charitable organizations, and for- profit and not-for-profit corporations. Regency manages advisory accounts on a discretionary basis. Regency creates investment portfolios consisting of one or all of the following: individual equities, bonds, other investment products, no-load and load-waived open- and closed-end mutual funds, structured products, exchange traded products, certificates of deposit, preferred stocks, real estate investment trusts, publicly traded master limited partnerships, and other investments. Regency allocates the client’s assets among various investments taking into consideration the overall objectives of the client. Funds are selected on the basis of any or all of the following criteria: the fund’s performance history; the industry sector in which the fund invests; the track record of the fund’s manager; the fund’s investment objectives; the fund’s management style and philosophy; and the fund’s management fee structure. Portfolio weighting between funds and market sectors will be determined by each client’s individual needs and circumstances. Clients have the opportunity to place reasonable restrictions on the types of investments which will be made on the client’s behalf. Clients retain individual ownership of all securities. In performing its services, Regency shall not be required to verify any information received from the client or from the client’s other professionals, and is expressly authorized to rely thereon. Moreover, each client is advised that it remains their responsibility to promptly notify Regency if there is ever any change in their financial situation or investment objectives for the purpose of reviewing/evaluating/revising Regency’s previous recommendations and/or services.
Regulatory Assets Under Management total $484,587,182 as of March 21, 2024. Of the total client assets managed, $457,576,026 is managed on a discretionary basis and $27,011,156 is managed on a non-discretionary basis.
FINANCIAL PLANNING: Regency also offers advice in the form of a financial plan. Clients will receive a written report and online access providing the client with a detailed financial plan designed to help clients achieve his or her stated financial goals

and objectives.
In general, the financial plan may address any or all of the following areas of concern:
• PERSONAL: Family records, budgeting, personal liability, estate information and financial goals.

• TAX & CASH FLOW: Income tax and spending analysis and planning for past, current and future years. Regency may illustrate the impact of various investments on a client’s current income tax and future tax liability. Regency does not provide tax advice.
2
• DEATH & DISABILITY: Cash needs at death, income needs of surviving dependents, estate planning and disability income analysis.

• RETIREMENT: Analysis of current strategies and investment plans to help the client achieve his or her retirement goals.

• INVESTMENTS: Analysis of investment alternatives and their effect on a client’s portfolio.
Regency gathers required information through in-depth personal interviews. Information gathered includes a client’s current financial status, future goals and attitudes towards risk. Related documents supplied by the client are carefully reviewed, including a questionnaire completed by the client. Regency provides advice on non-securities matters generally in connection with the rendering of estate planning advice. Should a client choose to implement the recommendations contained in the plan, Regency suggests the client work closely with their attorney, accountant, insurance agent, and/or stockbroker. Implementation of financial plan recommendations is entirely at the client’s discretion. Financial Planning recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. All recommendations are of a generic nature.
In performing its services, Regency shall not be required to verify any information received from the client or from the client’s other professionals, and is expressly authorized to rely thereon. If requested by the client, Regency may recommend the services of other professionals for implementation purposes. The client is under no obligation to engage the services of any such recommended professional. Clients are encouraged to periodically review and update information provided to Regency. Moreover, each client is advised that it remains their responsibility to promptly notify Regency if there is ever any change in their financial situation or investment objectives for the purpose of reviewing/ evaluating/revising Regency’s previous recommendations and/or services. RETIREMENT PLAN CONSULTING: Regency provides retirement plan consulting services to select clients, pursuant to which it assists sponsors of self- directed retirement plans with the selection and/or monitoring of investment alternatives (generally open-end mutual funds and/or exchange traded funds) from which plan participants shall choose in self-directing the investments for their individual plan retirement accounts. In addition, to the extent requested by the plan sponsor, Regency shall also provide participant education designed to assist participants in identifying the appropriate investment strategy for their retirement plan accounts. The terms and conditions of the engagement shall generally be set forth in an Investment Management Agreement between Regency and the plan sponsor.