A. Description of the Advisory Firm David James Financial (hereinafter “DJF”) is a Sole Proprietorship organized in the State of Iowa. The firm became registered as an investment adviser in 2020. The principal owner of the firm is EN Enterprises, LLC. EN Enterprises, LLC is owned by David Senkyr. . B. Types of Advisory Services Portfolio Management Services DJF offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. DJF creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels). Portfolio management services include, but are not limited to, the following: • Investment strategy • Personal investment policy • Asset allocation • Asset selection • Risk tolerance • Regular portfolio monitoring DJF evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. DJF will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. DJF provides discretionary and non-discretionary investment advisory services to clients. For those clients who will be advised on a discretionary basis, DJF will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. DJF seeks to provide that investment decisions are made in accordance with the fiduciary duties owed to its accounts and without consideration of DJF’s economic, investment or other financial interests. To meet its fiduciary obligations, DJF attempts to avoid, among other things, investment or trading practices that systematically advantage or disadvantage certain

client portfolios, and accordingly, DJF’s policy is to seek fair and equitable allocation of investment opportunities/transactions among its clients to avoid favoring one client over another over time. It is DJF’s policy to allocate investment opportunities and transactions it identifies as being appropriate and prudent among its clients on a fair and equitable basis over time. Services Limited to Specific Types of Investments DJF generally limits its investment advice to mutual funds, fixed income securities, real estate funds (including REITs), insurance products including annuities, equities, ETFs (including ETFs in the gold and precious metal sectors) and treasury inflation protected/inflation linked bonds. DJF may use other securities as well to help diversify a portfolio when applicable. C. Client Tailored Services and Client Imposed Restrictions DJF offers the same suite of services to all of its clients. However, specific client investment strategies and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels). Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent DJF from properly servicing the client account, or if the restrictions would require DJF to deviate from its standard suite of services, DJF reserves the right to end the relationship. D. Wrap Fee Programs A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, and certain other administrative fees. DJF does not participate in wrap fee programs. E. Assets Under Management DJF has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $95,000,000.00 $0.00 December 2022