Investment Management including ownership; services offered; and how the firm manages clients’ money. Advantage Investment Management has been helping clients – including individuals, families, businesses, non-profit organizations, pension and profit-sharing plans and plan sponsors, and investment clubs – manage their financial assets since our founding in 2004. Currently there are four financial advisors with over 95 years combined experience guiding thoughtful investing in securities, mutual funds, alternative investments, and many other options to help clients secure their financial future. Additionally, Advantage Investment Management also provides investment supervisory services, financial planning services, and financial advice to clients not involving securities. Our services are tailored to fit the present and future financial goals and needs of each client. Investments are chosen based on a variety of factors, including the risk tolerance, time horizon and investment objectives of each client. Client assets are managed on either a discretionary or non-discretionary basis. For individuals, our investment advisory services include the execution of transactions in a separately managed account (Service Account), as well as other types of accounts that are chosen based on the client’s needs. Eligible mutual funds, equities (stocks, rights, warrants), bonds (corporate, government, agency, municipal), Real Estate Investment Trusts (REITs) and options on indexes and equities can be held in the Service Account. These investment descriptions are not an exhaustive list of the types or specific securities that might be offered to clients. Advisory fees typically include the following services:  Portfolio illustration and initial investment selections.  Ongoing rebalancing and repositioning.  Asset allocation analysis and advice related to the proposed allocation.  Financial industry news and relevant information provided by your advisor.  Regular Reports (including quarterly performance reports).  Year-end tax information. Our investment advisors may also offer clients information and materials upon request of the client or as needed:  General financial and investment concepts, such as risk/return,

diversification, dollar-cost averaging, compound return and tax-deferred investment.  Historic difference in rates of return between various assets, asset classes, and indices based on standard market indices.  Effects of inflation.  Estimating future retirement income needs.  Determining investment time horizons.  Assessing risk tolerance.  Hypothetical portfolios.  Asset allocation analysis. For pension/profit-sharing plan clients, we have a series of steps that exemplify the work we do to add value to group retirement plans: EVALUATE the current aspects of your plan Plan design and administration review Investment management review Plan communication and service review OPTIMIZE plan efficiency and success Evaluation of the plan’s objectives Analysis and recommendations Serve as your plan’s fiduciary advisor helping to PROTECT plan sponsors from penalties and litigation Assessment Investment policy statement ERISA 401(a) and 404(c) guidance MANAGE and minimize total plan costs while maximizing the scope and quality of plan provider services RFP provider analysis and benchmarking Provider pricing re-negotiation Provider contract review EDUCATE participants for optimal benefits Employee communications and disclosures Group meetings Individual participant reports MONITOR and measure success at the plan and participant level on a regular basis Investment product due diligence Evaluating fund managers and investment strategies Plan reports Our aim is always to provide exceptional value and guidance for all our clients and help them realize their financial goals and prepare for future needs. As of December 31, 2023, Advantage Investment Management had Assets Under Management of $159,751,599.64. Don Garton is the primary owner of Advantage Investment Management, owning 94% of Garton & Associates Financial Advisors, LLC d/b/a Advantage Investment Management. Current clients will receive a copy of this brochure annually. New clients will also receive a copy of this brochure. If a client has not received this brochure at least 48 hours prior to signing an agreement, the client has 5 business days to cancel an agreement without penalty.