Hinsdale Associates, Inc. and its predecessors were founded in 1980. Its principal owner is Michael A. Urbik, who represents 100% of the outstanding stock. There are no subsidiaries and is privately held. Hinsdale, provides personalized confidential financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations and small businesses. Advice is provided through consultation with the client and may include: determination of financial objectives, identification of financial problems, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning and estate planning. Hinsdale is strictly a fee only financial planning and investment advisory firm. Licensed individuals however, do receive commissions for selling insurance products. Advisory Services: Hinsdale manages client assets, provides ongoing in-depth advice, and life planning. All aspects of the client’s financial affairs are reviewed, including those of their children. Realistic and measurable goals are set and objectives to reach those goals are defined. As goals and objectives change over time, suggestions are made and implemented on an ongoing basis. The scope of work and fee is provided to the client in writing prior to the start of the relationship and typically includes cash flow management, insurance review, investment management, performance reporting, education planning, retirement planning, and estate planning as well as the implementation of recommendations. Hinsdale will primarily use exchange traded funds, mutual funds, individual stocks and bonds, closed end funds and real estate investment trusts (reits). We typically avoid private placements such as hedge funds and private equity or real estate. Financial Planning: Financial plans are designed to help clients with all aspects

of financial planning without ongoing investment management after the financial plan is completed. The financial plan may include, but is not limited to a net worth statement; a cash flow statement; a review of investment accounts, including asset allocation; strategic tax planning; a review of retirement accounts and plans, including recommendations; an insurance review; one or more retirement scenarios; an estate planning review; education planning; and any recommendations for repositioning or other changes. Detailed investment advice and specific recommendations are provided as part of a financial plan, however, implementation of the recommendations is at the discretion of the client. After delivery of a financial plan, future meetings may be scheduled as necessary. Each individual client, whether a full financial plan is required or not, has their portfolio tailored to their individual needs, goals and ascertainable risk tolerance. This is done through an interview process and results in a portfolio design based on various asset allocation models which are proprietary to Hinsdale. Any restrictions imposed or client preferences are included. Additional guidance may be provided as needed, with the client making the final decision on approval of investment strategy. Hinsdale will work within these agreed upon parameters, and exercises discretion in purchasing and selling investments placed in the client’s portfolio. The client will always have authority to change or modify any strategies or specific directives or restrictions implemented on the client’s behalf by Hinsdale ~ 5 ~ Hinsdale does not provide wrap fee programs, which are commonly offered by retail brokerage companies. As of December 31, 2022, Hinsdale advises $110,291,302 in assets, all on a discretionary basis. If a client requests a non-discretionary basis we are happy to comply with that.