Firm Description United Asset Strategies, Inc. (“UAS”) was organized as a corporation under the laws of the State of New York in 1992 and has offices in Garden City, New York. UAS is registered as an investment advisor with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Michael V. Riccardi and Matthew R. DeLorenzo principally own UAS. Types of Advisory Services We help clients plan for the possibilities of tomorrow by furnishing the following investment management services: Supervising the investment and reinvestment of client assets on a continuing and discretionary basis (our “Discretionary Money-Management Services”); Advising participant-directed employee retirement plans, participant-directed 401(k) plans in which the participant selects from a selected group of mutual funds offered by several fund families, and Savings Incentive Match Plans for Employees (each a “SIMPLE IRA”) as to the investment options that are offered and, in some cases, using a third-party platform to facilitate management of assets that are held by account custodians with which we do not maintain a direct relationship (collectively our “Employee Retirement Plan and Pension Consulting Services”); and Assisting employee retirement plan participants in establishing their plan accounts and in selecting among investment options (our “Full Brokerage Services”). In addition to investment management services, we help clients plan for the possibilities of tomorrow through thoughtful estate and financial planning. We assist our clients with budgeting, financial, retirement, college savings, Social Security, and estate distribution planning and with cash-flow analysis to help them navigate their financial futures. We provide family bookkeeping services and offer educational workshops for the next generation. Tailored Relationships Our investment management services include the selection and management of investments highly tailored to the individual needs, investment objectives, and risk tolerance of the client. In all cases, our investment advice is based on our evaluation of the financial situation and objectives of each client. Clients are permitted to impose restrictions on investing in certain securities or types of securities. Discretionary Money-Management Services With respect to Discretionary Money-Management Services, we offer three types of managed accounts: Accounts that invest exclusively in equity securities, such as common stock, preferred stock, equity exchange-traded funds (each an “ETF”), and options; Accounts that invest exclusively in fixed-income securities, such as corporate bonds, United States government bonds, and municipal bonds; and Balanced accounts that invest in a combination of equity securities and fixed-income securities. When providing Discretionary Money-Management Services, we work with the client to establish his or her goals and objectives, including targeted rates of return and suitable risk parameters. We then research, select, purchase, monitor, and sell particular securities. We also perform administrative functions. Most accounts are allocated among industry sectors. For example, accounts often include equity securities of issuers in the technology, utilities, pharmaceutical, and financial sectors, as well as securities of issuers not based in the United States. Some industry sectors are further diversified into industry segments by, among other things, product line or region. We often establish a certain percentage, measured at the time of investment, to which we will limit concentration in a particular segment or sector. While we seek to achieve adequate diversification in client accounts, too much diversification sometimes negatively impacts account performance. As a result, any percentage limitations that we establish are only guidelines and are subject to change in our complete discretion at any time and from time to time. Employee Retirement Plan and Pension Consulting Services We offer several types of employee retirement plan and pension consulting services: Advice to plan trustees in their selection of securities to be included within the investment choices of a participant-directed employee retirement plan, a participant-directed 401(k) plan in which the participant selects from a limited group of mutual funds offered by a broker- dealer, or a SIMPLE IRA; Periodic reporting to plan trustees and plan participants as to the performance of mutual funds included within the investment choices; Advice to plan trustees as to whether to modify the investment choices of a participant- directed employee retirement plan, a participant-directed 401(k) plan in which the participant selects from a limited group of mutual funds offered by a broker-dealer,

or a SIMPLE IRA; Assistance to plan participants in opening accounts and transferring assets to or depositing assets in these accounts; and Advice to plan participants as to the investment options within a plan. In addition, we consult with the trustees or directors of employee retirement plans to develop customized investment programs for plan participants and to develop other types of investment management services that the trustees or directors request. We also use a third-party platform owned by Pontera Inc. (“Pontera”) to facilitate the management of assets that are held by account custodians with which we do not maintain a direct relationship. The client accounts managed using the Pontera platform generally consist of 401(k) or 403(b) retirement accounts, 529 accounts, and health savings accounts over which we have full investment discretion. In providing these services, we may also use our order management system in an effort to implement tax-efficient asset allocations and opportunistic rebalancing strategies on behalf of a client. We review the available investment options in the accounts on the Pontera platform on at least a quarterly basis. If appropriate, we rebalance the client account and implement our strategies in the same way as we do with other client accounts over which we exercise full investment discretion, although we may use tools specific to the Pontera platform in achieving these objectives. Factors considered in our determination to rebalance an account include the investment objectives and risk tolerance of the client. Any changes in asset allocations also consider current economic and market trends. Our goals in using the Pontera platform are to improve client account performance over time, to minimize losses during difficult market conditions, and to manage internal fees that have the potential to harm client account performance. The Pontera platform allows us to manage a participating client account without, we believe, our being deemed to have custody of client funds or assets because we do not need access to the log-in credentials of the client to effect trades in the account. We are not affiliated with Pontera and receive no compensation from Pontera for using its platform. A link is provided to the client that allows him or her to connect the account to the Pontera platform. Once the client account is connected to the Pontera platform, we are able to review the current account allocations and to make any desired changes. Full Brokerage Services Within Employee Retirement Plans Through Full Brokerage Services, we assist employee retirement plan participants (1) in opening accounts and transferring assets to or depositing assets in these accounts and (2) as to the investment options within a plan for clients who desire assistance with employee retirement plans in which we do not advise the plan trustee. Full Brokerage Services do not involve investment advice but rather data collection and retirement education. Estate and Financial-Planning Services When engaged in estate and financial planning services, we develop a customized plan for each client (and, if requested, his or her spouse) based upon our analysis of his or her financial goals, investment objectives, assets and liabilities, and projected earnings. We create a customized budget and a savings and investment plan that takes into account the need to save for college educations and retirement, estate transfers, inflation, and other issues and objectives. When approached to provide estate and financial planning services, we meet with the client or prospective client for approximately one hour to gather information. This initial consultation is without charge or obligation. Based on the information gathered in the initial consultation, we provide a good-faith estimate of the amount of time that will be necessary to complete the plan and the associated cost. Fees for our estate and financial planning services do not include providing ongoing investment advice or management. Allocation of Scarce Securities We sometimes have the opportunity to purchase securities in an initial public offering or other limited investment opportunity for client accounts. Subject to suitability considerations, we seek to allocate these scarce securities among the accounts for which we have received explicit instructions from clients who have engaged us to provide Discretionary Money-Management Services that the clients wish to participate in initial public offerings or other limited investment opportunities. Assets Under Management As of December 31, 2023, UAS managed approximately $1,586,200,000 in client assets. Of this amount, we managed approximately $1,440,300,000 on a discretionary basis and approximately $145,900,000 on a non-discretionary basis.