CVIP provides wealth management services. Prior to engaging CVIP to provide investment advisory services, the client is required to enter into one or more written agreements with CVIP setting forth the terms and conditions under which CVIP renders its services (collectively the “Agreement”). CVIP has been in business as an SEC registered investment adviser since April 23, 2009. Kenneth G. Hobbs and Raymond M. Lombardo are the principal owners of CVIP. As of March 26, 2024, CVIP had $94,081,152 of assets under management; $94,081,152 of which was managed on a discretionary basis and $0 was managed on a non-discretionary basis. This Disclosure Brochure describes the business of CVIP. Certain sections also describe the activities of Supervised Persons. Supervised Persons are any of CVIP’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), or employees, or any other person who provides investment advice on CVIP’s behalf and is subject to CVIP’s supervision or control. Wealth Management Services CVIP provides clients with wealth management services which include a broad range of comprehensive financial planning and consulting services as well as discretionary and/or non-discretionary management of investment portfolios. Clients can engage CVIP to manage all or a portion of their assets on a discretionary or non-discretionary basis. As needed, CVIP will develop a comprehensive financial plan and/or provide ongoing financial planning services which may take into consideration business planning, investment, insurance, retirement, education, estate planning, and tax and cash flow needs of the client. In performing its services, CVIP is not required to verify any information received from the client or from the client’s other professionals (e.g., attorney, accountant, etc.) and is expressly authorized to rely on such information. CVIP may recommend the services of itself, its Supervised Persons and/or other professionals to implement its recommendations. Clients are advised that a conflict of interest exists if CVIP recommends its own services or those offered by its Supervised Persons. The client is under no obligation to act upon any of the recommendations made by CVIP under a financial planning or consulting engagement or to engage the services of any such recommended professional, including CVIP or any of its Supervised Persons. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any of CVIP’s recommendations. Clients are advised that it remains their responsibility to promptly notify CVIP if there is ever any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising CVIP’s previous recommendations and/or services. CVIP primarily allocates clients’ investment management assets among mutual funds, exchange-traded funds (“ETFs”), individual debt and equity securities and Independent Managers (as defined below), in accordance with the investment objectives of the client. In addition, CVIP may recommend that clients Clearview Investment Partners, LLC Disclosure Brochure who are “accredited investors” as defined under Rule 501 of the Securities Act of 1933, as amended, invest in private placement securities, which may include debt, equity, and/or pooled investment vehicles when consistent with the clients’ investment objectives. CVIP also provides advice about any type of investment held in clients' portfolios. CVIP also can render non-discretionary investment management services to clients relative to variable life/annuity products that they may own, their individual employer-sponsored retirement plans, or other products that may not be held by the client’s primary custodian. In so doing, CVIP either directs or recommends the allocation of client assets among the various investment options that are available with the product. Client

assets are maintained at the specific insurance company or custodian designated by the product. CVIP tailors its advisory services to the individual needs of clients. CVIP consults with clients initially and on an ongoing basis to determine risk tolerance, time horizon and other factors that may impact the clients’ investment needs. CVIP ensures that clients’ investments are suitable for their investment needs, goals, objectives and risk tolerance. Clients are advised to promptly notify CVIP if there are changes in their financial situation or investment objectives or if they wish to impose any reasonable restrictions upon CVIP’s management services. Clients may impose reasonable restrictions or mandates on the management of their account (e.g., require that a portion of their assets be invested in socially responsible funds) if, in CVIP’s sole discretion, the conditions will not materially impact the performance of a portfolio strategy or prove overly burdensome to its management efforts. Use of Independent Managers As mentioned above, CVIP recommends that certain clients authorize the active discretionary management of a portion of their assets by and/or among certain independent investment managers (“Independent Managers”), based upon the stated investment objectives of the client. The terms and conditions under which the client engages the Independent Managers are set forth in a separate written agreement between CVIP or the client and the designated Independent Managers. CVIP renders services to the client relative to the discretionary recommendation or selection of Independent Managers. CVIP also monitors and reviews the account performance and the client’s investment objectives. CVIP receives an annual advisory fee which is based upon a percentage of the market value of the assets being managed by the designated Independent Managers. When recommending or selecting an Independent Manager for a client, CVIP reviews information about the Independent Manager such as its disclosure brochure and/or material supplied by the Independent Manager or independent third parties for a description of the Independent Manager’s investment strategies, past performance and risk results to the extent available. Factors that CVIP considers in recommending an Independent Manager include the client’s stated investment objectives, management style, performance, reputation, financial strength, reporting, pricing, and research. The investment management fees charged by the designated Independent Managers, together with the fees charged by the corresponding designated broker-dealer/custodian of the client’s assets, may be exclusive of, and in addition to, CVIP’s investment advisory fee set forth above. As discussed above, the client may incur additional fees than those charged by CVIP, the designated Independent Managers, and any corresponding broker-dealer and custodian. In addition to CVIP’s written disclosure brochure, the client also receives the written disclosure brochure of the designated Independent Managers. Certain Independent Managers may impose more restrictive account requirements and varying billing practices than CVIP. In such instances, CVIP may alter its corresponding account requirements and/or billing practices to accommodate those of the Independent Managers. If CVIP refers a client to an Independent Manager where CVIP’s compensation is included in the advisory fee charged by such Independent Manager and the client engages the Independent Manager, CVIP is compensated for its services by receipt of a fee to be paid directly by the Independent Manager to CVIP in accordance with the requirements of Rule 206(4)-3 of the Investment Advisers Act of 1940, as amended, and any corresponding state securities laws, rules, regulations, or requirements. Any such fee is paid solely from the Independent Manager’s investment management fee, and does not result in any additional charge to the client.